453 Prairieview Dr, Oswego, IL 60543 Property Records

Kendall County property record for 453 Prairieview Dr, Oswego, IL 60543 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,346 sqft · built 1992
Lot Size	0.158 acres (6,879 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Oct 2020)
Tax Bill	$5,628 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-176-054`

Property Details

APN / Parcel Number

Primary APN	`03-20-176-054`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	1,746 sqft
1st Floor Area	1,346 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,879 sqft (0.158 acres)
Lot Dimensions	144 ft deep x 35 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	453 PRAIRIEVIEW DR
City	OSWEGO
State	IL
Zip	60543-8761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 160 LAKE VIEW ESTATES UNIT 2 LYG E OF LN FOL COM NW COR LT 160 E 50.92 SWLY 144.49 TO PT ON S LN 34.23 E OF SW COR FOR TERM OF SD LN VILLAGE OF OSWEGO
Legal Subdivision	LAKE VIEW ESTATES
Legal Lot Number	160
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3000
Census Tract	890106

Owner

Source: Kendall County records · APN 03-20-176-054

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	453 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 14, 2020	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP
Mar 18, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Jan 12, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Jan 12, 2017 · Amount on Record
Deed Document Number	202020317
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	453 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Transaction Type	Mortgage
Record Updated	Jun 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013789
Date	Jun 01, 2021
Instrument	202100013789

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 14, 2020
Property Address	453 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Document Number	0000020317
Map Reference	DOC 926051
Instrument Date	Aug 14, 2020
Instrument	202000020317
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	453 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761

Mortgage

Document Number	0000020318
Date	Oct 14, 2020
Instrument	202000020318

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2050

Interest

Rate Type	Fixed Rate
Rate	4.75%

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENDALL IL
Property Address	453 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Document Number	0000006052
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 PRAIRIEVIEW DR OSWEGO IL 605438761, OSWEGO, IL 60543-8761

Mortgage

Document Number	0000006052
Date	Apr 17, 2020
Instrument	6052

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jan 12, 2017
Property Address	453 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Document Number	0000000741
Map Reference	DOC926051
Instrument Date	Dec 30, 2016
Instrument	201700000741
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	453 PRAINEVIEW DR, OSWEGO, IL 60543

Mortgage

Document Number	0000000742
Date	Jan 12, 2017
Instrument	201700000742

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,059 (+40.39%) Land $13,535 Building $71,524	$255,177 (+40.39%) Land $40,605 Building $214,572
2024	$5,628.00
2022		$60,587 Land $9,641 Building $50,946	$181,761 Land $28,923 Building $152,838

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	2,000 / 250
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Prairieview Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures