Lowndes County property record for 453 Oswalt Rd, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,208 sqft · built 1988 |
| Owner | Individual Name on File |
| Tax Bill | $316 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 75W010000512 |
| Primary APN | 75W010000512 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,208 sqft Adjusted Area |
| 1st Floor Area | 1,075 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Utility Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 024731 |
|---|---|
| Street Address | 453 OSWALT RD |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-8699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 NE4-PT LOT 9 453 OSWALT RD |
| Legal Range | 17W |
| Legal Township | 19S |
| Legal Section | 05 |
| Legal Subdivision | CLARDY SUBDIV NEW HOPE |
| Legal Lot Number | 9 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 404 |
453 Oswalt Rd is owned and occupied by an individual who acquired it in December 2018.
Source: Lowndes County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 453 OSWALT RD, COLUMBUS, MS 39702-8699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2018 |
| Deed Sale | Dec 11, 2018 |
| Deed Document Number | 0020188868 |
| Deed Book / Page | 2018 / 8868 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 11, 2018 |
| Property Address | 453 OSWALT RD, COLUMBUS, MS 39702-8699 |
| Document Number | 0020188868 |
| Book / Page | 002018 / 008868 |
| Instrument Date | Dec 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2018 |
| Title Company | REAL ESTATE CLOSING SERVICES LLC, REAL ESTATE CLOSING SVCS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 453 OSWALT RD COLUMBUS MS 397028699, COLUMBUS, MS 39702-8699 |
| Document Number | 20185918 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 002018/025918 |
| Name | CIS HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | HAMILTON, AL 35570 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 10, 2048 |
The 2025 property tax bill for 453 Oswalt Rd was $316 with a homeowner's exemption, up 1.3% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $316.00 (+1.28%) Homeowner's exemption | $5,569 | $55,690 Land $8,000 Building $47,690 |
| 2024 | $312.00 (+15.56%) | ||
| 2023 | $270.00 Homeowner's exemption | $4,781 | $47,810 Land $8,000 Building $39,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 453 Oswalt Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1983–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 453 Oswalt Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A B WEST-OLD YORKVILLE RD public/private · serves 7,355 people · EPA ID MS0440103 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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