Martin County property record for 453 Old Middle Fork, Inez, KY 41224
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,745 sqft · built 2003 |
| Lot Size | 17.8 acres (779,288 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Apr 2023) |
| Tax Bill | $4,067 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-00-00-104.01 |
| Primary APN | 028-00-00-104.01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,745 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 779,288 sqft (17.8 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|
| Street Address | 453 OLD MIDDLE FRK |
|---|---|
| City | INEZ |
| State | KY |
| Zip | 41224-8998 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17.89 ACRES & IMP |
| Jurisdiction | MARTIN KY |
| Township / Civil Division | INEZ |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950201 |
Source: Martin County records, as of February 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 453 OLD MIDDLE FRK, INEZ, KY 41224-8998 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Jun 13, 2025 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 7, 2023 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Apr 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2023 · Amount on Record |
| Deed Sale | Apr 17, 2023 · Amount on Record |
| Deed Document Number | 0000208524 |
| Deed Book / Page | 208 / 524 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN KY |
| Recording Date | Jun 15, 2026 |
| Property Address | 453 OLD MIDDLE FRK, INEZ, KY 41224-8998 |
| Document Number | 0000119713 |
| Book / Page | 172 / 81 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 2026119713 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 453 OLD MIDDLE FRK, INEZ, KY 41224-8998 |
| Document Number | 0000119713, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 172/81 |
| Instrument | 2026119713 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN KY |
| Property Address | 453 OLD MIDDLE FRK, INEZ, KY 41224-8998 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 453 OLD MIDDLE FRK, INEZ, KY 41224-8998 |
| Document Number | 0000M170/1 |
|---|---|
| Date | Jun 13, 2025 |
| Book Page | M170/1 |
| Instrument | 102191 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN KY |
| Property Address | 453 OLD MIDDLE FRK, INEZ, KY 41224-8998 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M166/384 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | M166/384 |
| Instrument | 97982 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 23, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN KY |
| Recording Date | Apr 17, 2023 |
| Property Address | 453 OLD MIDDLE FRK, INEZ, KY 41224-8998 |
| Document Number | 00D208/524 |
| Book / Page | D208 / 524 |
| Map Reference | BK 22 PG 590 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 97415 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 379 RAVENSWOOD DR, ELIZABETHTOWN, KY 42701-6469 |
| Name | Verified Name |
|---|---|
| Address | 453 OLD MIDDLE FRK, INEZ, KY 41224-8998 |
| Document Number | 0000097416 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 97416 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
Source: Martin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,067.00 (-13.56%) | $390,000 (-) Land $100,000 Building $290,000 | $390,000 (-) Land $100,000 Building $290,000 |
| 2023 | $4,705.00 | $390,000 Land $100,000 Building $290,000 | $390,000 Land $100,000 Building $290,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 20 (2004–2025) |
| Claims Outside the SFHA | 8 of 20 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 82% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO WATER DISTRICT #1 serves 9,003 people · EPA ID KY0800273 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2023 Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
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