453 N Library St, Waterloo, IL 62298 Property Records

Monroe County property record for 453 N Library St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 896 sqft · built 1950
Lot Size	0.21 acres (9,344 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (May 2019)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-383-018-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-383-018-000`
Alternative APN	`07241830302800 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	9,344 sqft (0.21 acres)
Lot Dimensions	168 ft deep x 55 ft wide
Driveway	Asphalt Driveway
Driveway Area	792 sqft
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	453 N LIBRARY ST
City	WATERLOO
State	IL
Zip	62298-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 7 R.L. VOGT'S RESURVEY
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	PAUTLER HEIGHTS
Legal Lot Number	7
Jurisdiction	MONROE IL
Township / Civil Division	31
Census Block Group	3
Census Block	3020
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	453 N LIBRARY ST, WATERLOO, IL 62298-1126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2019	Special Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION CO LLC
Dec 6, 2018	Grant Deed, Transfer OTHER
Jul 31, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Prior Sale	Dec 6, 2018 · Amount on Record
Deed Document Number	2019401409
Prior Transfer Date	Jul 16, 2018
Prior Transfer Doc	0000397179
Record Updated	Oct 29, 2026

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 14, 2019
Property Address	453 N LIBRARY ST, WATERLOO, IL 62298-1126
Document Number	0000401409
Instrument Date	May 13, 2019
Instrument	401409
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 N LIBRARY ST, WATERLOO, IL 62298-1126

Mortgage

Document Number	0000401410
Date	May 14, 2019
Instrument	401410

Lender

Name	DAS ACQUISITION CO LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.63%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Dec 6, 2018
Property Address	453 N LIBRARY ST, WATERLOO, IL 62298-1126
Document Number	0000399049
Instrument Date	Oct 30, 2018
Instrument	399049
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$123.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7806 OLD BLUFF RD WATERLOO IL 622984714, WATERLOO, IL 62298-4714

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE IL
Recording Date	Jul 31, 2018
Property Address	453 N LIBRARY ST, WATERLOO, IL 62298-1126
Document Number	0000397179
Instrument Date	Jul 16, 2018
Instrument	397179
Transaction Type	Foreclosure
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$125.92
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,630.00 (+2.9%) Homeowner's exemption	$48,870 (+5.05%) Land $16,350 Building $32,520	$146,610 (+5.05%) Land $49,050 Building $97,560
2024	$2,556.00
2022	Additional exemption filed	$46,520 Land $15,140 Building $31,380	$139,560 Land $45,420 Building $94,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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