453 N Hunter St, Ramona, CA 92065 Property Records

San Diego County property record for 453 N Hunter St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,391 sqft · built 1999
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (May 2014)
Tax Bill	$6,066 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2020 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`281-140-09-00`

Property Details

APN / Parcel Number

Primary APN	`281-140-09-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,391 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	65,776 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	453 N HUNTER ST
City	RAMONA
State	CA
Zip	92065-1766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 16-13-1E POR TR 000863
Legal Range	01E
Legal Township	13
Legal Section	16
Legal Subdivision	RANCHO SANTA FE
Legal Tract	000863
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2008
Census Tract	20805

Owner

453 N Hunter St is owned and occupied by an individual who bought it in May 2014.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	453 N HUNTER ST, RAMONA, CA 92065-1766
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 10, 2020	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2014 · Amount on File
Deed Sale	May 9, 2014 · Amount on File
Prior Sale	Nov 24, 2010 · Amount on File
Deed Document Number	2014191563
Prior Transfer Date	Mar 6, 1997
Prior Transfer Doc	0000105871
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	453 N HUNTER ST, RAMONA, CA 92065-1766
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 N HUNTER ST, RAMONA, CA 92065-1766
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036130
Date	Feb 13, 2023
Instrument	2023-0036130

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	SAN DIEGO, CA 92109

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	453 N HUNTER ST, RAMONA, CA 92065-1766
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 N HUNTER ST, RAMONA, CA 92065-1766

Mortgage

Document Number	0000636670
Date	Oct 20, 2020
Instrument	2020-0636670

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	453 N HUNTER ST, RAMONA, CA 92065-1766
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 N HUNTER ST, RAMONA, CA 92065-1766

Mortgage

Document Number	0000791299
Date	Dec 10, 2020
Instrument	2020-0791299

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	453 N HUNTER ST, RAMONA, CA 92065-1766
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 N HUNTER ST, RAMONA, CA 92065-1766

Mortgage

Document Number	0000008645
Date	Jan 6, 2022
Instrument	2022-0008645

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	453 N HUNTER ST, RAMONA, CA 92065-1766
Document Number	0000425432
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	453 N HUNTER ST RAMONA CA 920651766, RAMONA, CA 92065-1766

Mortgage

Document Number	0000425432
Date	Sep 26, 2019
Instrument	425432

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	453 N HUNTER ST, RAMONA, CA 92065-1766
Document Number	0000582266
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	453 N HUNTER ST RAMONA CA 920651766, RAMONA, CA 92065-1766

Mortgage

Document Number	0000582266
Date	Dec 14, 2017
Instrument	582266

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 453 N Hunter St was $6,066.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$562,660 (+2%) Land $192,485 Building $370,175
2025	$6,066.00	$551,628 Land $188,711 Building $362,917
2023	$5,634.00 (-1.83%)	$530,209 Land $181,384 Building $348,825
2022	$5,739.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 453 N Hunter St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1980–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 453 N Hunter St is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

Nearby Properties on N Hunter St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures