Delta County property record for 453 Main St, Delta, CO 81416
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 3,125 sqft · built 1921 |
| Lot Size | 0.071 acres (3,093 sqft) |
| Owner | Company Name on Record |
| Last Sale | $350,000 (Aug 2026) |
| Tax Bill | $2,649 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R014732 |
| Primary APN | R014732 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 3,125 sqft Gross Area |
| 1st Floor Area | 3,125 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 3,093 sqft (0.071 acres) |
| Heating System | Convection |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R014732 |
|---|---|
| Street Address | 453 MAIN ST |
| City | DELTA |
| State | CO |
| Zip | 81416-1816 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 453 MAIN ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 16 LOT: 14 TOTAL AC 0.071+- ORIGINAL/DELTA LT 14 BLK 16 BK 430 PG 816 (R-331349) BK 445 PG 234 (R-349617) BK 648 PG 89 BK 653 PG 89 BK 707 PG 586 BK 759 PG 510 BK 871 PG 5 |
| Legal Subdivision | ORIGINAL DELTA |
| Legal Block | 16 |
| Legal Lot Number | 14 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 965100 |
Source: Delta County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2530 5500 RD, DELTA, CO 81416-8414 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage ZIONS BANCORPORATION NA |
| Oct 12, 2022 | Deed of Trust, Mortgage · Line of Credit GRAND VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on Record |
| Deed Sale | Aug 28, 2026 · Amount on Record |
| Prior Sale | Nov 21, 2012 · Amount on Record |
| Deed Document Number | 2026769779 |
| Prior Transfer Date | Oct 31, 2012 |
| Prior Transfer Doc | 0000662698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 28, 2026 |
| Property Address | 453 MAIN ST, DELTA, CO 81416-1816 |
| Document Number | 0000769779 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 2026769779 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,535.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 2530 5500 RD, DELTA, CO 81416-8414 |
| Document Number | 0000769779, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 2026769779 |
| Name | ZIONS BANCORPORATION NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 453 MAIN ST, DELTA, CO 81416-1816 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2185 PIONEER RD, DELTA, CO 81416-2737 |
| Document Number | 0000742659 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 742659 |
| Name | GRAND VALLEY BANK |
|---|---|
| Type | Bank |
| Address | GRAND JUNCTION, CO 81501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Sep 15, 2023 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,649.00 (+22.7%) | $41,282 (+26.52%) Land $9,990 Building $31,292 | $152,896 (+30.74%) Land $37,000 Building $115,896 |
| 2024 | $2,159.00 (+3.95%) | $32,628 (-) Land $8,370 Building $24,258 | |
| 2023 | $2,077.00 (-27.12%) | $32,628 (-26.11%) Land $8,370 Building $24,258 | $116,945 (-23.2%) Land $30,000 Building $86,945 |
| 2022 | $2,850.00 | $44,157 Land $8,700 Building $35,457 | $152,265 Land $30,000 Building $122,265 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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