453 Lost Valley Rd, Madison, VA 22727 Property Records

Madison County property record for 453 Lost Valley Rd, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 1994
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on File
Tax Bill	$1,817 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36A-1-2`

Property Details

APN / Parcel Number

Primary APN	`36A-1-2`
Alternative APN	`4925`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,198 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)
Terrain	Rolling
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4925
Street Address	453 LOST VALLEY RD
City	MADISON
State	VA
Zip	22727-3398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	IN 180000743 0.870 AC 36A(1)-2 LOST VALLEY
Jurisdiction	MADISON VA
Township / Civil Division	RAPIDAN
Census Block Group	2
Census Block	2041
Census Tract	930202

Owner

453 Lost Valley Rd is owned and occupied by an individual who acquired it in June 2018.

Source: Madison County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	453 LOST VALLEY RD, MADISON, VA 22727-3398
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2017	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP
Jun 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Apr 8, 2019	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP
Jun 13, 2018	Intrafamily Transfer, Transfer · VA Mortgage NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2018
Deed Sale	Jun 13, 2018
Deed Document Number	2018743
Prior Transfer Date	Jun 4, 2018
Prior Transfer Doc	0000000743
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	453 LOST VALLEY RD, MADISON, VA 22727-3398
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001322
Date	Sep 11, 2017
Instrument	170001322

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	453 LOST VALLEY RD, MADISON, VA 22727-3398
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170000922
Date	Jun 22, 2017
Instrument	170000922

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	453 LOST VALLEY RD, MADISON, VA 22727-3398
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000470
Date	Apr 8, 2019
Instrument	190000470

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON VA
Recording Date	Jun 13, 2018
Property Address	453 LOST VALLEY RD, MADISON, VA 22727-3398
Document Number	0180000743
Instrument Date	Jun 4, 2018
Instrument	180000743
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 LOST VALLEY RD, MADISON, VA 22727-3398

Mortgage

Document Number	0180000744
Date	Jun 13, 2018
Instrument	180000744

Lender

Name	NETWORK CAPITAL FUNDING CORP

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 453 Lost Valley Rd was $1,817, up 3.9% from the year before.

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,817.00 (+3.95%)	$342,900 (-) Land $77,000 Building $265,900	$342,900 (-) Land $77,000 Building $265,900
2025	$1,748.00	$342,900 Land $77,000 Building $265,900	$342,900 Land $77,000 Building $265,900
2023	$1,342.00	$181,400 Land $37,000 Building $144,400	$181,400 Land $37,000 Building $144,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 453 Lost Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 453 Lost Valley Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 72% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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