Westchester County and Mount Vernon City property record for 453 Locust St, Mount Vernon, NY 10552
| Property Type | Duplex |
|---|---|
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $790,000 (Jun 2006) |
| Tax Bill | $24,062 (2026) |
| Deeds & Mortgages | Oct 2023 Transfer Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 165.37-1096-32 |
| Primary APN | 550800 165.37-1096-32 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Duplex Single |
|---|---|
| Lot Area | 4,792 sqft (0.11 acres) |
| Account Number | 018130 |
|---|---|
| Street Address | 453 LOCUST ST |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10552-2668 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Subdivision | MAP OF NORTHWEST MOUNT VERNON |
| Legal Block | 1096 |
| Legal Lot Number | 32.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3700 |
453 Locust St, a duplex, is owned and occupied by two individuals who acquired it in June 2023.
Source: Westchester County and Mount Vernon City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 453 LOCUST ST, MOUNT VERNON, NY 10552-2668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2023 | Intrafamily Transfer, Transfer JUDICIAL TITLE |
| Nov 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2006 · Amount on File |
| Deed Sale | Jun 9, 2006 · Amount on File |
| Prior Sale | Jun 4, 2001 · Amount on File |
| Deed Document Number | 2006461470037 |
| Last Transfer Date | Jun 28, 2023 |
| Transfer Doc | 0000003193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 26, 2023 |
| Property Address | 453 LOCUST ST, MOUNT VERNON, NY 10552-2668 |
| Document Number | 0631783193 |
| Map Reference | MAP 95 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 631783193 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | JUDICIAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 453 LOCUST ST, MOUNT VERNON, NY 10552-2668 |
| Name | Verified Name |
|---|---|
| Address | 453 LOCUST ST, MOUNT VERNON, NY 10552-2668 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 453 LOCUST ST, MOUNT VERNON, NY 10552-2668 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 453 LOCUST ST, MOUNT VERNON, NY 10552-2668 |
| Document Number | 0613143475 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 613143475 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 453 Locust St was $24,062, down 44.8% from the year before.
Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,062.00 (-44.77%) | ||
| 2025 | $43,570.00 | $14,000 (-) Land $2,500 Building $11,500 | $777,778 (+6.67%) Land $138,889 Building $638,889 |
| 2024 | $14,000 (-) Land $2,500 Building $11,500 | $729,166 (-10.94%) Land $130,208 Building $598,958 | |
| 2023 | $14,000 (-) Land $2,500 Building $11,500 | $818,714 (+17.54%) Land $146,199 Building $672,515 | |
| 2022 | $14,000 Land $2,500 Building $11,500 | $696,517 Land $124,378 Building $572,139 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 453 Locust St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2021–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 453 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Optimum, T-Mobile.
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