Van Buren County property record for 453 Howard Rd, Spencer, TN 38585
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,292 sqft · built 1979 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Aug 2014) |
| Tax Bill | $526 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 088067 04103 |
| Primary APN | 088067 04103 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Basement Area | 252 sqft |
| Finished Basement | 252 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 150 ft deep x 146 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 161 sqft |
| Deck Area | 240 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 453 HOWARD RD |
|---|---|
| City | SPENCER |
| State | TN |
| Zip | 38585-4652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04 WPP LLC MINERAL TRACT 46-6 MZ, COUNTY AREA: R01 |
| Jurisdiction | VAN BUREN TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1153 |
| Census Tract | 925000 |
453 Howard Rd is owned and occupied by an individual who bought it in August 2014.
Source: Van Buren County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 453 HOWARD RD, SPENCER, TN 38585-4652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2014 · Amount on File |
| Deed Sale | Aug 13, 2014 · Amount on File |
| Deed Document Number | 14000825 |
| Deed Book / Page | 76 / 850 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 453 Howard Rd was $526, up 1% from the year before.
Source: Van Buren County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Van Buren County |
| Unified School District | Van Buren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $526.00 (+0.96%) | $21,900 (+0.81%) Land $1,625 Building $20,275 | |
| 2024 | $521.00 | $21,725 (-) Land $1,625 Building $20,100 | |
| 2023 | $521.00 | $21,725 (-) Land $1,625 Building $20,100 | |
| 2022 | $521.00 | $21,725 Land $1,625 Building $20,100 | $86,900 (-0.8%) Land $6,500 Building $80,400 |
| 2021 | $87,600 Land $6,500 Building $81,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 453 Howard Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (2011–2019) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 453 Howard Rd is moderate, ranking above 68% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 92% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY U.D. #2 serves 5,611 people · EPA ID TN0000655 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | No certified operator Sep 2018 Coliform assessment Sep 2018 Organic carbon removal Jul 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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