453 Holmes Ln, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 453 Holmes Ln, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 1979
Lot Size	0.109 acres (4,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jul 2022)
Tax Bill	$4,803 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2018 Reverse Mortgage
Flood Zone	Zone D (undetermined)
APN	`2350-525-07-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-525-07-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,750 sqft (0.109 acres)
Lot Dimensions	95 ft deep x 50 ft wide
Porch	Patio/Porch
Porch Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	453 HOLMES LN
City	SUGARLOAF
State	CA
Zip	92386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BVRS
Legal Description	TR NO 1754 BIG BEAR PINES NO 1 LOTS 5 AND 6 BLK 17
Legal Tract	1754
Legal Block	17
Legal Lot Number	5,6
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	1
Census Block	1006
Census Tract	11408

Owner

Source: San Bernardino County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	161 GIOTTO, IRVINE, CA 92614-8571
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Grant Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Dec 5, 2018	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Sep 8, 2000 · Amount on Record
Deed Document Number	2022234064
Prior Transfer Date	Nov 26, 2018
Prior Transfer Doc	0000451165
Record Updated	Sep 20, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 1, 2022
Property Address	453 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000234064
Map Reference	MB 25 PG 52&53
Instrument Date	Jun 9, 2022
Instrument	2022-0234064
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	161 GIOTTO, IRVINE, CA 92614-8571

Mortgage

Document Number	0000234065
Date	Jul 1, 2022
Instrument	2022-0234065

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 5, 2018
Property Address	453 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000451165
Map Reference	MB 25 PG 52&53
Instrument Date	Nov 26, 2018
Instrument	2018-0451165
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TIMIOS TITLE A CALIFORNIA CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 HOLMES LN, SUGARLOAF, CA 92386

Mortgage

Document Number	0000451166
Date	Dec 5, 2018
Instrument	2018-0451166

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Dec 3, 2089

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Dec 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$324,900 (-10.78%) Land $97,500 Building $227,400
2025	$4,803.00 (-1.66%) Homeowner's exemption	$364,140 (+4.04%) Land $109,242 Building $254,898
2023	$4,884.00 (+107.65%) Homeowner's exemption	$350,000 Land $105,000 Building $245,000
2022	$2,352.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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