453 Hickory Ln, Nappanee, IN 46550 Property Records

Elkhart County property record for 453 Hickory Ln, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,874 sqft · built 1997
Lot Size	0.36 acres (15,725 sqft)
Owner	Individual Name on File
Tax Bill	$4,429 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-14-30-377-034.000-029`

Property Details

APN / Parcel Number

Primary APN	`20-14-30-377-034.000-029`
Alternative APN	`1430377034029`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,874 sqft Living Area
1st Floor Area	1,677 sqft
Upper Floors Area	1,197 sqft
Attic	Attic
Attic Area	540 sqft
Basement Area	1,677 sqft
Finished Basement	839 sqft
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,725 sqft (0.36 acres)
Lot Dimensions	146 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	54 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1430377034029
Old Parcel Number	1430377034029
Street Address	453 HICKORY LN
City	NAPPANEE
State	IN
Zip	46550-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	NORTHWOOD TWELFTH LOT 210
Legal Subdivision	NORTHWOOD TWELFTH
Legal Block	377
Legal Lot Number	210
Jurisdiction	ELKHART IN
Township / Civil Division	UNION
Census Block Group	2
Census Block	2011
Census Tract	1200

Owner

453 Hickory Ln is owned and occupied by an individual who acquired it in November 2012.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	453 HICKORY LN, NAPPANEE, IN 46550-1113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Commercial Mortgage INTERRA CU
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF MIDDLEBURY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2012
Deed Sale	Nov 29, 2012
Prior Sale	Feb 9, 2012
Deed Document Number	0201228710
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	453 HICKORY LN, NAPPANEE, IN 46550-1113
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001631
Date	Dec 8, 2025
Instrument	2025-21631

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46526

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Dec 20, 2028

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	453 HICKORY LN, NAPPANEE, IN 46550-1113
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000513
Date	Aug 3, 2021
Instrument	2021-20513

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank
Address	MIDDLEBURY, IN 46540

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 10, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$465,200 (+8.14%) Land $52,500 Building $412,700	$465,200 (+8.14%) Land $52,500 Building $412,700
2024	$4,429.00	$430,200 (+4.34%) Land $52,500 Building $377,700	$430,200 (+4.34%) Land $52,500 Building $377,700
2023		$412,300 (+2.51%) Land $52,500 Building $359,800	$412,300 (+2.51%) Land $52,500 Building $359,800
2022	$4,494.00 Homeowner's exemption	$402,200 Land $52,500 Building $349,700	$402,200 Land $52,500 Building $349,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 453 Hickory Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 453 Hickory Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway, Verizon.

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