453 Elmcrest Dr, Mount Gilead, OH 43338 Property Records

Morrow County property record for 453 Elmcrest Dr, Mount Gilead, OH 43338

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,134 sqft · built 1972
Lot Size	0.339 acres (14,767 sqft)
Owner	Individual Name on Record
Tax Bill	$3,550 (2025)
Deeds & Mortgages	Oct 2019 Refinance Nov 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`G20-004-00-012-00`

Property Details

APN / Parcel Number

Primary APN	`G20-004-00-012-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
Gross Area	2,578 sqft
1st Floor Area	2,268 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft
Game Room	Game Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	14,767 sqft (0.339 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	220 sqft
Patio Area	220 sqft
Canopy	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	453 ELMCREST DR
City	MOUNT GILEAD
State	OH
Zip	43338-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 784
Legal Lot Number	784
Jurisdiction	MORROW OH
Township / Civil Division	GILEAD
Census Block Group	2
Census Block	2026
Census Tract	965202

Owner

Source: Morrow County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	453 ELMCREST DR, MOUNT GILEAD, OH 43338-1022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY FEDRAL SAVING AND LOAN ASSOCIAT
Nov 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY FEDRAL SAVING AND LOAN ASSOCIAT
Apr 5, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage UNION SAVINGS BANK
Nov 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY FEDRAL SAVING AND LOAN ASSOCIAT
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY FEDRAL SAVING AND LOAN ASSOCIAT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	453 ELMCREST DR, MOUNT GILEAD, OH 43338-1022
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000959/690
Date	Oct 28, 2019
Book Page	959/690
Instrument	389521

Lender

Name	FIDELITY FEDRAL SAVING AND LOAN ASSOCIAT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	453 ELMCREST DR, MOUNT GILEAD, OH 43338-1022
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000995/285
Date	Nov 17, 2020
Book Page	995/285
Instrument	396281

Lender

Name	FIDELITY FEDRAL SAVING AND LOAN ASSOCIAT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2049

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Apr 5, 2022
Property Address	453 ELMCREST DR, MOUNT GILEAD, OH 43338-1022
Document Number	001047/375
Book / Page	1047 / 375
Instrument Date	Mar 29, 2022
Instrument	405993
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 ELMCREST DR, MOUNT GILEAD, OH 43338-1022

Mortgage

Document Number	0000405994
Date	Apr 5, 2022
Instrument	405994

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	453 ELMCREST DR, MOUNT GILEAD, OH 43338-1022
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	995/285
Date	Nov 17, 2020
Book Page	995/285
Instrument	396281

Lender

Name	FIDELITY FEDRAL SAVING AND LOAN ASSOCIAT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	453 ELMCREST DR, MOUNT GILEAD, OH 43338-1022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	959/690
Date	Oct 28, 2019
Book Page	959/690
Instrument	389521

Lender

Name	FIDELITY FEDRAL SAVING AND LOAN ASSOCIAT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Morrow County
County Subdivision	Gilead Township
Municipality	Mount Gilead Village
Unified School District	Mount Gilead Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$150,700 (-) Land $28,000 Building $122,700
2025	$3,550.00 (+55.84%) Homeowner's exemption	$52,750 (-) Land $9,800 Building $42,950
2023	$2,278.00 (-4.53%)	$52,750 (+6.35%) Land $9,800 Building $42,950	$150,700 (+6.35%) Land $28,000 Building $122,700
2022	$2,386.00	$49,600 Land $7,670 Building $41,930
2020			$141,700 Land $21,900 Building $119,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT GILEAD VILLAGE PWS serves 3,503 people · EPA ID OH5900712
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bresco Broadband, Mercury Fiber.

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