453 Elgin Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 453 Elgin Dr, Spring Creek, NV 89815

Property Summary

Property Type	Mobile Home
Details	160 sqft · built 1988
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Tax Bill	$400 (2026)
Deeds & Mortgages	Feb 2023 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-020-001`

Property Details

APN / Parcel Number

Primary APN	`045-020-001`

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft
Deck Area	260 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	453 ELGIN DR
City	SPRING CREEK
State	NV
Zip	89815-6436
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR
Legal Description	TRACT 202 SPRING CREEK CORPORATION FILE 68608
Legal Subdivision	SPRING CREEK TRACT 202
Legal Tract	202
Legal Block	20
Legal Lot Number	1
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2006
Census Tract	951401

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	478 BRENT DR, SPRING CREEK, NV 89815-6415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage ELKO FCU
May 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ELKO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 29, 2022
Transfer Doc	0000805472
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	453 ELGIN DR, SPRING CREEK, NV 89815-6436
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 ELGIN DR, SPRING CREEK, NV 89815-6436

Mortgage

Document Number	0000816251
Date	Feb 8, 2023
Instrument	816251

Lender

Name	ELKO FCU
Type	Credit Union
Address	ELKO, NV 89801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 8, 2033

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	May 4, 2022
Property Address	453 ELGIN DR, SPRING CREEK, NV 89815-6436
Document Number	0000805472
Instrument Date	Apr 29, 2022
Instrument	805472
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	STEWART TITLE ELKO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 BRENT DR, SPRING CREEK, NV 89815-6415

Mortgage

Document Number	0000805473
Date	May 4, 2022
Instrument	805473

Lender

Name	ELKO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 2, 2032

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$400.00 (+1.78%) Widower's exemption	$16,661 (-0.42%) Land $11,550 Building $5,111	$47,603 (-0.42%) Land $33,000 Building $14,603
2025	$393.00 (+16.27%) Widower's exemption	$16,731 (+15.46%) Land $11,550 Building $5,181	$47,803 (+15.46%) Land $33,000 Building $14,803
2023	$338.00 (+2.42%)	$14,491 (+4.93%) Land $9,450 Building $5,041	$41,403 (+4.93%) Land $27,000 Building $14,403
2022	$330.00	$13,810 Land $9,450 Building $4,360	$39,457 Land $27,000 Building $12,457

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 71% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Rise Broadband Fixed Wireless	250 / 50
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband.

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