453 E Center St, Downey, ID 83234 Property Records

Bannock County property record for 453 E Center St, Downey, ID 83234

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,496 sqft · built 1996
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Tax Bill	$807 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RDCPD005202`

Property Details

APN / Parcel Number

Primary APN	`RDCPD005202`
Alternative APN	`RPRDCPD005202`

Interior

Full Baths	2 Baths
Building Area	2,496 sqft Finished Area
1st Floor Area	2,496 sqft

Exterior

Year Built	Built 1996
Architectural Style	Mobile/Manufactured
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	63 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	453 E CENTER ST
City	DOWNEY
State	ID
Zip	83234-4904
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S34-T11S-R37E TR NW4NE4 TAX 93 0.22 AC TR NW4NE4 TAX 136 0.39 AC COUNT PROP INSIDE DOWNEY
Legal Range	37E
Legal Township	11S
Legal Section	34
Jurisdiction	BANNOCK ID
Township / Civil Division	SOUTH BANNOCK
Census Block Group	4
Census Block	4138
Census Tract	1900

Owner

Source: Bannock County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	453 E CENTER ST, DOWNEY, ID 83234-4904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Jun 21, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 6, 2025	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2012
Deed Sale	Apr 30, 2012
Prior Sale	Apr 30, 2012
Deed Document Number	21206990
Last Transfer Date	Nov 6, 2025
Transfer Doc	0022512726
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANNOCK ID
Property Address	453 E CENTER ST, DOWNEY, ID 83234-4904
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021918323
Date	Nov 20, 2019
Instrument	21918323

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANNOCK ID
Property Address	453 E CENTER ST, DOWNEY, ID 83234-4904
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022306072
Date	Jun 21, 2023
Instrument	22306072

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BANNOCK ID
Recording Date	Nov 6, 2025
Property Address	453 E CENTER ST, DOWNEY, ID 83234-4904
Document Number	0022512726
Instrument Date	Oct 25, 2025
Instrument	22512726
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 E CENTER ST, DOWNEY, ID 83234-4904

Mortgage

Document Number	0022512727
Date	Nov 6, 2025
Instrument	22512727

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Bannock County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bannock County
Municipality	Downey City
Unified School District	Marsh Valley Joint School District 21 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$807.00 (+28.91%) Homeowner's exemption	$263,469 (+0.08%) Land $45,085 Building $218,384	$263,469 (+0.08%) Land $45,085 Building $218,384
2023	$626.00 Homeowner's exemption	$263,262 Land $38,976 Building $224,286	$263,262 Land $38,976 Building $224,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DOWNEY serves 586 people · EPA ID ID6030012
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fybercom Fixed Wireless	120 / 100

May also be available: T-Mobile.

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