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453 Cumberland Rdg, Madison, MS 39110 Property Records

Madison County property record for 453 Cumberland Rdg, Madison, MS 39110

Property Summary

Property TypeOther Improved
Details2,202 sqft · built 2016
Lot Size0.269 acres (11,735 sqft)
OwnerCompany Name on Record
Last Sale$276,100 (Feb 2021)
Tax Bill$3,113 (2025)
Deeds & MortgagesJul 2021 Transfer
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN082D-19-423

Property Details

APN / Parcel Number

Primary APN082D-19-423
Alternative APN
  • 54837

Interior

Building Area2,202 sqft Adjusted Area
1st Floor Area1,729 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area11,735 sqft (0.269 acres)

Location & Zoning

Account Number54837
Street Address453 CUMBERLAND RDG
CityMADISON
StateMS
Zip39110-4207
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeR2
Legal DescriptionLOT 96 FALLS CROSSING PHASE 3
Legal Range02E
Legal Township08N
Legal Section19
Legal SubdivisionFALLS CROSSING PHASE 3
Legal Phase3
Legal Lot Number96
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group2
Census Block2005
Census Tract30402

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address453 CUMBERLAND RDG, MADISON, MS 39110-4207
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Intrafamily Transfer, Transfer
Feb 25, 2021Warranty Deed, Transfer · Conventional Mortgage
BANCORPSOUTH BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2021 · Amount on Record
Deed SaleFeb 25, 2021 · Amount on Record
Deed Document Number2021918909
Deed Book / Page3993 / 914
Last Transfer DateJul 7, 2021
Transfer Doc4071/118
Record UpdatedJun 8, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON MS
Recording DateJul 20, 2021
Property Address453 CUMBERLAND RDG, MADISON, MS 39110-4207
Document Number4071/118
Book / Page4071 / 118
Map ReferenceCAB F SL 14B
Instrument DateJul 7, 2021
Instrument931671
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address453 CUMBERLAND RDG, MADISON, MS 39110-4207

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateFeb 25, 2021
Property Address453 CUMBERLAND RDG, MADISON, MS 39110-4207
Document Number3993/914
Book / Page3993 / 914
Map ReferenceCAB F SL 14B
Instrument DateFeb 12, 2021
Instrument918909
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address129 DERBY DR, 129, MADISON, MS 39110-8039

Transferred To (Grantee/Buyer)

NameVerified Name
Address453 CUMBERLAND RDG, MADISON, MS 39110-4207

Mortgage

Document Number918910
DateFeb 25, 2021
Instrument918910
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,113.00$30,318 (-)$202,120 (-) Land $45,000 Building $157,120
2024$3,113.00
2023$3,113.00$30,318$202,120 Land $45,000 Building $157,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
NETSPEEDMS
Fixed Wireless		499 / 285
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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