453 Crystal Beach Ave, Crystal Beach, FL 34681 Property Records

Pinellas County property record for 453 Crystal Beach Ave, Crystal Beach, FL 34681

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,478 sqft · built 1984
Lot Size0.139 acres (6,046 sqft)
Owner2 Individual Names on Record
Last Sale$850,000 (Oct 2022)
Tax Bill$5,080 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Sep 2021 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APNC62-000-740-9757-7

Property Details

APN / Parcel Number

Primary APNC62-000-740-9757-7
Alternative APNs
  • 35-27-15-19872-003-0030
  • 271535198720030030
  • 152735198720030030
  • R381861

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area2,478 sqft Living Area
Gross Area3,284 sqft
1st Floor Area1,614 sqft
Upper Floors Area864 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1999
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area6,046 sqft (0.139 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area366 sqft
Deck Area144 sqft
Patio Area265 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR381861
Street Address453 CRYSTAL BEACH AVE
CityCRYSTAL BEACH
StateFL
Zip34681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionCRYSTAL BEACH REVISED BLK C, LOT 3
Legal Range15E
Legal Township27S
Legal Section35
Legal SubdivisionCRYSTAL BEACH REVISED
Legal Tract19872
Legal BlockC
Legal Lot Number3
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group5
Census Block5003
Census Tract27202

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 423, CRYSTAL BEACH, FL 34681-0423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Warranty Deed, Transfer · Conventional Mortgage
BAXTER CU
Sep 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
DIRECT MORTGAGE CORP
Jan 29, 2021Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
Nov 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
DIRECT MORTGAGE CORP
Sep 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2022 · Amount on Record
Deed SaleOct 31, 2022 · Amount on Record
Prior SaleJun 5, 2012 · Amount on Record
Deed Document Number2022316421
Deed Book / Page22248 / 1204
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateOct 31, 2022
Property Address453 CRYSTAL BEACH AVE, CRYSTAL BEACH, FL 34681
Document Number0222481204
Book / Page22248 / 1204
Map ReferenceMB 7 PG 30
Instrument DateOct 25, 2022
Instrument2022316421
Transaction TypeTransfer
Record UpdatedDec 5, 2022
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 442, CRYSTAL BEACH, FL 34681-0442

Transferred To (Grantee/Buyer)

NameVerified Name
Address453 CRYSTAL BEACH AVE, CRYSTAL BEACH, FL 34681

Mortgage

Document Number0222481205
DateOct 31, 2022
Instrument22248/1205
Lender
NameBAXTER CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate6.87%
Type Change DateNov 1, 2032
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change11.8%
Index1-Year T-Bill
Max Rate11.8%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address453 CRYSTAL BEACH AVE, CRYSTAL BEACH, FL 34681
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0216992666
DateSep 2, 2021
Book Page21699/2666
Instrument2021289015
Lender
NameDIRECT MORTGAGE CORP
TypeMortgage Company
AddressMIDVALE, UT 84047
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address453 CRYSTAL BEACH AVE, CRYSTAL BEACH, FL 34681
Transaction TypeMortgage
Record UpdatedFeb 16, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address453 CRYSTAL BEACH AV E, CRYSTAL BEACH, FL 34681

Mortgage

Document Number0213640064
DateJan 29, 2021
Book Page21364/64
Instrument2021029314
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term120 Months
DueJan 25, 2031

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address453 CRYSTAL BEACH AVE, CRYSTAL BEACH, FL 34681
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0207640815
DateNov 7, 2019
Book Page20764/0815
Instrument2019360539
Lender
NameDIRECT MORTGAGE CORP
TypeMortgage Company
AddressMIDVALE, UT 84047
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2034

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address453 CRYSTAL BEACH AVE, CRYSTAL BEACH, FL 34681
Document Number0198030155
Book / Page019803 / 000155
Instrument DateSep 30, 2017
Transaction TypeMortgage
Record UpdatedNov 3, 2017
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address453 CRYSTAL BEACH AVE CRYSTAL BEACH FL 34681, CRYSTAL BEACH, FL 34681

Mortgage

Document Number0198030155
DateOct 12, 2017
Book Page019803/000155
Instrument310780
Lender
NameTHIRD FED'L S&L/CLEVELAND
TypeFederal Savings Bank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 11, 2022

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,080.00 (-40.86%) Homeowner's exemption$315,787 (-38.43%) Land $155,169 Building $160,618$315,787 (-38.43%) Land $155,169 Building $160,618
2023$8,590.00 (+177.81%) Homeowner's exemption$512,868 (+148.75%)$512,868 (+28.54%) Land $193,842 Building $319,026
2022$3,092.00 Homeowner's exemption$206,180$399,001 Land $156,868 Building $242,133

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 249 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies249 in force
Nearby Flood Claims503 (1980–2024)
Claims Outside the SFHA3 of 503
Most Recent ClaimDec 2024 · other causes
Claims by Event
  • Hurricane Helene, Sep 2024 · 197 claims
  • Hurricane Idalia, Aug 2023 · 32 claims
  • Tropical Storm Josephine, Oct 1996 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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