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  6. 453 Cold Spring Ave

453 Cold Spring Ave, #3, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 453 Cold Spring Ave, #3, West Springfield, MA 01089

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 541 sqft · built 1943
Owner2 Individual Names on File
Last Sale$70,000 (Jan 2020)
Tax Bill$1,511 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APNC01-19045-33-001

Property Details

APN / Parcel Number

Primary APNC01-19045-33-001
Alternative APN
  • WSPR M:00C01 B:00019 L:04533

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units4 Units
Stories1 Story
Building Area541 sqft Living Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberC01-19045-33-001
Street Address453 COLD SPRING AVE, 3
CityWEST SPRINGFIELD
StateMA
Zip01089-4052
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block19
Legal Lot Number4533
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2014
Census Tract812300

Owner

453 Cold Spring Ave, #3 is owned and occupied by two individuals who bought it in January 2020.

Source: Hampden County and West Springfield Town City records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address453 COLD SPRING AVE, 3, WEST SPRINGFIELD, MA 01089-4052
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2020 · Amount on File
Deed SaleJan 24, 2020 · Amount on File
Prior SaleFeb 26, 2007 · Amount on File
Deed Document Number20204423
Deed Book / Page23060 / 62
Record UpdatedOct 29, 2026

January 2020: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJan 24, 2020
Property Address453 COLD SPRING AVE # 3, 3, WEST SPRINGFIELD, MA 01089-4052
Document Number23060-62
Book / Page023060 / 000062
Instrument DateJan 24, 2020
Instrument4423
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$326.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 OAK ST #2 HOLYOKE MA 01040, 2, HOLYOKE, MA 01040

Mortgage

Document Number23060-65
DateJan 24, 2020
Book Page023060/000065
Instrument4424
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 453 Cold Spring Ave, #3 was $1,511, up 13.1% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,511.00 (+13.1%)$101,600 (+12.64%) Building $101,600$117,230
2024$1,336.00 (+18.86%)$90,200 (+24.76%) Building $90,200
2023$1,124.00$72,300 Building $72,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 453 Cold Spring Ave, #3 in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 453 Cold Spring Ave, #3 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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