453 Central St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 453 Central St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,245 sqft · built 1903
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2020)
Tax Bill	$3,466 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Nov 2017 Sale & Mortgage
APN	`WINC M:5A3 B:0 L:30`

Property Details

APN / Parcel Number

Primary APN	`WINC M:5A3 B:0 L:30`
Alternative APN	`WCDN M:5A3 B:0 L:30`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,245 sqft Living Area
Gross Area	4,699 sqft
Basement Area	1,133 sqft
Unfinished Basement	1,133 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	453 CENTRAL ST
City	WINCHENDON
State	MA
Zip	01475-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Lot Number	30
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	1
Census Block	1004
Census Tract	701102

Owner

453 Central St is owned and occupied by two individuals who bought it in September 2020.

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	453 CENTRAL ST, WINCHENDON, MA 01475-1206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Nov 22, 2017	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Prior Sale	Nov 22, 2017 · Amount on File
Deed Book / Page	63286 / 23
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Sep 18, 2020
Property Address	453 CENTRAL ST, WINCHENDON, MA 01475-1206
Document Number	63286-23
Book / Page	63286 / 23
Instrument Date	Sep 18, 2020
Instrument	108226
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	453 CENTRAL ST, WINCHENDON, MA 01475-1206

Mortgage

Document Number	108227
Date	Sep 18, 2020
Instrument	108227

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Nov 22, 2017
Property Address	453 CENTRAL ST, WINCHENDON, MA 01475-1206
Document Number	58081-392
Book / Page	058081 / 000392
Instrument Date	Nov 22, 2017
Instrument	131110
Transaction Type	Transfer
Record Updated	Aug 7, 2018

Transaction

Amount	Amount on Record
Tax	$843.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	453 CENTRAL ST WINCHENDON MA 014751206, WINCHENDON, MA 01475-1206

Mortgage

Document Number	58082-1
Date	Nov 22, 2017
Book Page	058082/000001
Instrument	131111

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2047

Mortgage

Document Number	58138-1,
Date	Nov 22, 2017
Book Page	058138/000001
Instrument	135662

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 453 Central St was $3,466, up 3.4% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,466.00 (+3.4%)	$295,000 (+10.36%) Land $33,900 Building $261,100	$381,425 (+6.36%)
2024	$3,352.00 (-4.66%)	$267,300 (+1.87%) Land $32,500 Building $234,800	$358,625
2023	$3,516.00	$262,400 Land $31,800 Building $230,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 453 Central St.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 453 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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