Clallam County property record for 453 Cays Rd, Sequim, WA 98382
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,650 sqft · built 1968 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,030 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0430101100000000 |
| Primary APN | 0430101100000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| 1st Floor Area | 1,650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Roof Material | Other |
| Lot Area | 37,026 sqft (0.85 acres) |
| Porch | Porch |
| Heating System | Radiant |
|---|
| Account Number | 35953 |
|---|---|
| Street Address | 453 CAYS RD |
| City | SEQUIM |
| State | WA |
| Zip | 98382-7511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | NENENE EXC TX#S & EXC S 270 & EXC R/W |
| Legal Range | 04 |
| Legal Township | 30 |
| Legal Section | 10 |
| Legal Subdivision | NULL |
| Jurisdiction | CLALLAM WA |
| Township / Civil Division | AGNEW-CARLSBORG |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1702 |
Source: Clallam County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 453 CAYS RD, SEQUIM, WA 98382-7511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Feb 27, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUND COMMUNITY BANK |
| Apr 2, 2019 | Deed of Trust, Mortgage · Line of Credit SOUND COMMUNITY BANK |
| Sep 22, 2020 | Deed of Trust, Mortgage · Line of Credit SOUND COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLALLAM WA |
| Recording Date | Apr 29, 2026 |
| Property Address | 453 CAYS RD, SEQUIM, WA 98382-7511 |
| Document Number | 0001482091 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20261482091 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FRONTIER TITLE AND ESCROW, FRONTIER TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 325 FISH HATCHERY RD, SEQUIM, WA 98382-7275 |
| Document Number | 0001482091, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20261482091 |
| Name | OCMBC INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLALLAM WA |
| Property Address | 453 CAYS RD, SEQUIM, WA 98382-7511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Title Company | NOT AVAILABLE, CLALLAM TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 20241457660 |
|---|---|
| Date | Feb 27, 2024 |
| Instrument | 2024-1457660 |
| Name | SOUND COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLALLAM WA |
| Property Address | 453 CAYS RD, SEQUIM, WA 98382-7511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Title Company | NOT AVAILABLE, CLALLAM TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 20191377257 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 2019-1377257 |
| Name | SOUND COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLALLAM WA |
| Property Address | 453 CAYS RD, SEQUIM, WA 98382-7511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Title Company | NOT AVAILABLE, CLALLAM TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 20201403019 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020-1403019 |
| Name | SOUND COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clallam County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Clallam County |
| Unified School District | Sequim School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,096 (+25.84%) Land $135,000 Building $260,096 | $395,096 (+25.84%) Land $135,000 Building $260,096 | |
| 2025 | $3,030.00 (+13.65%) | ||
| 2023 | $2,666.00 | ||
| 2022 | $313,963 Land $47,042 Building $266,921 | $313,963 Land $47,042 Building $266,921 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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