453 Campus Dr, Elgin, IL 60120 Property Records

Cook County property record for 453 Campus Dr, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	3 bd · 1 ba · 1,095 sqft · built 1985
Lot Size	0.11 acres (4,788 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,000 (Aug 2023)
Tax Bill	$4,084 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-20-103-115`

Property Details

APN / Parcel Number

Primary APN	`06-20-103-115`
Alternative APN	`06-20-103-115-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,095 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,788 sqft (0.11 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	453 CAMPUS DR
City	ELGIN
State	IL
Zip	60120-8122
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(PARKWOOD) (II) (UNIT1) SUB OF PT OF SECS17,19 & IN N W SEC 20-41-09
Legal Range	09E
Legal Township	41N
Legal Section	20
Legal Subdivision	PARKWOOD II UNIT1
Legal Lot Number	28
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2001
Census Tract	804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 LOVELL ST, ELGIN, IL 60120-3858
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Feb 2, 2012 · Amount on Record
Deed Document Number	202333229
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 11, 2023
Property Address	453 CAMPUS DR, ELGIN, IL 60120-8122
Document Number	0022333229
Map Reference	DOC 24979976
Instrument Date	Jul 27, 2023
Instrument	2322333229
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 CAMPUS DR, ELGIN, IL 60120-8122

Mortgage

Document Number	0022333230
Date	Aug 11, 2023
Instrument	2322333230

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,000 (+25.7%) Land $3,352 Building $18,648	$220,000 (+25.7%) Land $33,520 Building $186,480
2023	$4,084.00 (+3.68%)
2022	$3,939.00 (+16.81%)	$17,502 (+33.43%) Land $3,002 Building $14,500	$175,020 (+33.43%) Land $30,020 Building $145,000
2021	$3,372.00 Homeowner's exemption	$13,117 Land $2,513 Building $10,604	$131,170 Land $25,130 Building $106,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Fox Valley Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20