453 Bluff St, Alton, IL 62002 Property Records

Madison County property record for 453 Bluff St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,110 sqft · built 1907
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jun 2014)
Tax Bill	$6,364 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Transfer + 2 more
APN	`23-1-07-11-17-301-004-002`

Property Details

APN / Parcel Number

Primary APN	`23-1-07-11-17-301-004-002`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,110 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	453 BLUFF ST
City	ALTON
State	IL
Zip	62002-6013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR SE SE 50X100
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1013
Census Tract	402300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Christian Hill Historic District listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	453 BLUFF ST, ALTON, IL 62002-6013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Intrafamily Transfer, Transfer COMMUNITY TITLE
Nov 17, 2025	Intrafamily Transfer, Transfer COMMUNITY TITLE
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2014 · Amount on Record
Deed Sale	Jun 25, 2014 · Amount on Record
Prior Sale	Sep 13, 2011 · Amount on Record
Deed Document Number	201419410
Prior Transfer Date	Dec 14, 2010
Prior Transfer Doc	0000026115
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Nov 14, 2025
Property Address	453 BLUFF ST, ALTON, IL 62002-6013
Document Number	0000032197
Instrument Date	Nov 13, 2025
Instrument	2025R32197
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 BLUFF ST, ALTON, IL 62002-6011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 BLUFF ST, ALTON, IL 62002-6011

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Nov 17, 2025
Property Address	453 BLUFF ST, ALTON, IL 62002-6013
Document Number	0000032457
Instrument Date	Nov 13, 2025
Instrument	2025R32457
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 BLUFF ST, ALTON, IL 62002-6011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	453 BLUFF ST, ALTON, IL 62002-6013

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	453 BLUFF ST, ALTON, IL 62002-6013
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024857
Date	Sep 8, 2025
Instrument	2025R24857

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2055

Interest

Rate Type	Fixed Rate
Rate	13.7%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	453 BLUFF ST, ALTON, IL 62002-6013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044463
Date	Dec 3, 2020
Instrument	2020R44463

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,364.00 (+9.74%) Homeowner's exemption	$85,500 (+10.55%) Land $4,020 Building $81,480	$256,500 (+10.55%) Land $12,060 Building $244,440
2024	$5,799.00 (+15.68%)	$77,340 (+22.49%) Land $3,640 Building $73,700	$232,020 (+22.37%) Land $10,920 Building $221,100
2022	$5,013.00	$63,140 Land $2,970 Building $60,170	$189,610 Land $8,919 Building $180,691

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1978–2019)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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