Union County and Westfield Town property record for 453 Birch Pl, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 1,908 sqft · built 1927 |
| Lot Size | 0.196 acres (8,551 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $841,000 (May 2021) |
| Tax Bill | $17,252 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00907-0000-00002 |
| Primary APN | 20-00907-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,908 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 8,551 sqft (0.196 acres) |
| Lot Dimensions | 150 ft deep x 57 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 2000112000000021 |
|---|---|
| Street Address | 453 BIRCH PL |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-4301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FOREST PARK |
| Legal Block | 907 |
| Legal Lot Number | 2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 36500 |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 453 BIRCH PL, WESTFIELD, NJ 07090-4301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES UNITED BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 7, 2021 · Amount on Record |
| Deed Sale | May 7, 2021 · Amount on Record |
| Prior Sale | Jan 9, 2009 · Amount on Record |
| Deed Document Number | 20214447 |
| Deed Book / Page | 6412 / 2057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 7, 2021 |
| Property Address | 453 BIRCH PL, WESTFIELD, NJ 07090-4301 |
| Document Number | 0064122057 |
| Book / Page | 6412 / 2057 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 4447 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,739.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 641 KIMBALL AVE, 641, WESTFIELD, NJ 07090-2446 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 453 BIRCH PL, WESTFIELD, NJ 07090-4301 |
| Document Number | 11443 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 11443 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 453 BIRCH PL, WESTFIELD, NJ 07090-4301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0147512180 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 14751/2180 |
| Instrument | 697170 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Address | BRIDGEPORT, CT 06604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $752,700 (-) Land $519,600 Building $233,100 | $752,700 (-) Land $519,600 Building $233,100 | |
| 2025 | $17,252.00 (+1.78%) | $752,700 (+2.37%) Land $519,600 Building $233,100 | $752,700 (+2.37%) Land $519,600 Building $233,100 |
| 2024 | $16,950.00 (+6.72%) | ||
| 2023 | $735,300 Land $519,600 Building $215,700 | $735,300 Land $519,600 Building $215,700 | |
| 2022 | $15,882.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2010–2012) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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