45297 Bloch Ave, Piney Point, MD 20674 Property Records

St. Mary's County property record for 45297 Bloch Ave, Piney Point, MD 20674

Property Summary

Property Type	Single Family Home
Details	1 ba · 700 sqft · built 1942
Lot Size	0.086 acres (3,766 sqft)
Owner	Individual Name on Record
Last Sale	$196,500 (Apr 2022)
Tax Bill	$1,975 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-019175`

Property Details

APN / Parcel Number

Primary APN	`02-019175`
Alternative APNs	`2019175` `019175`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	700 sqft Total Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,766 sqft (0.086 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	019175
Street Address	45297 BLOCH AVE
City	PINEY POINT
State	MD
Zip	20674-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 20 PLAT 4/42 PINEY POINT HOMES
Legal Subdivision	PINEY POINT HOMES
Legal Lot Number	20
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	3
Census Block	3015
Census Tract	876101

Owner

Source: St. Mary's County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	45297 BLOCH AVE, PINEY POINT, MD 20674-3033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Apr 11, 2022	Deed, Transfer · FHA Mortgage EQUITY RESOURCES INC
Aug 29, 2018	Grant Deed, Transfer USAA
Aug 15, 2017	Grant Deed, Transfer TRI-COUNTY ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Book / Page	6118 / 176
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	45297 BLOCH AVE, PINEY POINT, MD 20674-3033
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45297 BLOCH AVE, PINEY POINT, MD 20674-3033

Mortgage

Document Number	0061100001
Date	Apr 1, 2022
Book Page	6110/1

Lender

Name	USAA FSB
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Sep 1, 2048

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Apr 11, 2022
Property Address	45297 BLOCH AVE, PINEY POINT, MD 20674-3033
Document Number	0061180176
Book / Page	6118 / 176
Map Reference	LB CBG 4 FO 42
Instrument Date	Apr 4, 2022
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	BRIDGEVIEW TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,156.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	45297 BLOCH AVE, PINEY POINT, MD 20674-3033

Mortgage

Document Number	0006118184
Date	Apr 11, 2022
Instrument	6118/184

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Aug 29, 2018
Property Address	45297 BLOCH AVE, PINEY POINT, MD 20674-3033
Document Number	0049340104
Book / Page	004934 / 000104
Instrument Date	Aug 27, 2018
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	BLUE CRAB TITLE ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45297 BLOCH AVE PINEY POINT MD 20674, PINEY POINT, MD 20674

Mortgage

Document Number	49340111
Date	Aug 29, 2018
Book Page	004934/000111

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Aug 15, 2017
Property Address	45297 BLOCH AVE, PINEY POINT, MD 20674-3033
Document Number	0047050436
Book / Page	004705 / 000436
Instrument Date	Aug 7, 2017
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	TRI-COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$67.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44535 BREWER LN LEONARDTOWN MD 206507018, LEONARDTOWN, MD 20650-7018

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,667 (+14.4%)	$205,400 (+8.51%) Land $92,500 Building $112,900
2025	$1,975.00 (+6.58%) Homeowner's exemption
2023	$1,853.00 Homeowner's exemption	$170,167	$189,300 Land $90,000 Building $99,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	227 units insured incl. 6 condo units
Nearby Flood Claims	16 (2003–2022)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINEY POINT serves 672 people · EPA ID MD0180034
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

Nearby Properties on Bloch Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures