Riverside County property record for 45294 Esplendor Ct, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,180 sqft · built 1987 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Feb 2020) |
| Tax Bill | $5,241 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 918-301-038 |
| Primary APN | 918-301-038 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| Gross Area | 1,600 sqft |
| 1st Floor Area | 1,180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45294 ESPLENDOR CT |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-6021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .13 ACRES IN LOT 38 MB 154/007 TR 19872-1 |
| Legal Subdivision | TRACT 198721 |
| Legal Tract | 19872-1 |
| Legal Lot Number | 38 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 43254 |
Source: Riverside County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45294 ESPLENDOR CT, TEMECULA, CA 92592-6021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Mar 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Dec 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Feb 27, 2020 | Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| May 4, 2016 | Deed of Trust, Mortgage · FHA Mortgage MICHIGAN MUTUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on File |
| Deed Sale | Feb 27, 2020 · Amount on File |
| Prior Sale | Nov 16, 2007 · Amount on File |
| Deed Document Number | 202090806 |
| Prior Transfer Date | Apr 4, 2013 |
| Prior Transfer Doc | 0000190155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Sep 2, 2026 |
| Property Address | 45294 ESPLENDOR CT, TEMECULA, CA 92592-6021 |
| Document Number | 0000277730 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 2026277730 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 45294 ESPLENDOR CT, TEMECULA, CA 92592-6021 |
| Document Number | 0000277730, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 2026277730 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 24, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45294 ESPLENDOR CT, TEMECULA, CA 92592-6021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 45294 ESPLENDOR CT, TEMECULA, CA 92592-6021 |
| Document Number | 0000199048 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-0199048 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45294 ESPLENDOR CT, TEMECULA, CA 92592-6021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 45294 ESPLENDOR CT, TEMECULA, CA 92592-6021 |
| Document Number | 0000614550 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 2020-0614550 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Feb 27, 2020 |
| Property Address | 45294 ESPLENDOR CT, TEMECULA, CA 92592-6021 |
| Document Number | 0000090806 |
| Map Reference | MB 154 PG 7-12 |
| Instrument Date | Feb 6, 2020 |
| Instrument | 2020-0090806 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45294 ESPLENDOR CT, TEMECULA, CA 92592-6021 |
| Document Number | 0000090807 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2020-0090807 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Number | 0000090809 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2020-0090809 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45294 ESPLENDOR CT, TEMECULA, CA 92592-6021 |
| Document Number | 0000066012 |
| Instrument Date | May 4, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2017 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45294 ESPLENDOR CT TEMECULA CA 925926021, TEMECULA, CA 92592-6021 |
| Document Number | 0000066012 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 66012 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2047 |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,046 (+2%) Land $122,703 Building $312,343 | ||
| 2025 | $5,241.00 (+2.42%) | $426,517 (+4.04%) Land $120,298 Building $306,219 | |
| 2023 | $5,117.00 (+2.34%) | $409,957 Land $115,628 Building $294,329 | |
| 2022 | $5,000.00 | ||
| 2021 | $349,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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