4529 Southwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4529 Southwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.006 acres (275 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (May 2017)
Tax Bill	$13,618 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42600-000-4529`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42600-000-4529`
Alternative APNs	`34-221-42600-000-4529` `1077295`

Exterior

Architectural Style	Condo/Apartment
Lot Area	275 sqft (0.006 acres)

Location & Zoning

Street Address	4529 SOUTHWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7288
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT NO 4529 SOUTHWINDS II AT SANDESTIN CONDO OR 1632-59 OR 1983-214 OR 2728-4401 OR 2737-2725 OR 3040-846
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	SANDESTIN CONDO
Legal Block	45
Legal Lot Number	4529
Legal Unit	NO
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

4529 Southwinds Dr, a condominium, is owned by two individuals who bought it in May 2017.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	125 N LIVINGSTON PL, METAIRIE, LA 70005-3945
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2017 · Amount on File
Deed Sale	May 2, 2017 · Amount on File
Deed Document Number	201714005
Deed Book / Page	3040 / 846
Prior Transfer Date	Oct 3, 2006
Prior Transfer Doc	0027372725
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 2, 2017
Property Address	4529 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-7288
Document Number	0030400846
Book / Page	3040 / 0846
Instrument Date	Apr 27, 2017
Instrument	20170014005
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9969 REGENCY DR, 9969, BATON ROUGE, LA 70815-4946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 N LIVINGSTON PL, METAIRIE, LA 70005-3945

Mortgage

Document Number	0030400848
Date	May 2, 2017
Book Page	3040/0848
Instrument	20170014006

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4529 Southwinds Dr was $13,618, up 3.6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,618.00 (+3.55%)	$1,643,513 Building $1,643,513	$1,643,513 Building $1,643,513
2024	$13,151.00 (+2.44%)
2023	$12,838.00 (+33.09%)	$1,717,471 (+65%) Building $1,717,471	$1,717,471 (+65%) Building $1,717,471
2022	$9,646.00	$1,040,891 Building $1,040,891	$1,040,891 Building $1,040,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4529 Southwinds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4529 Southwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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