4529 Fig St, Golden, CO 80403 Property Records

Jefferson County property record for 4529 Fig St, Golden, CO 80403

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 2,857 sqft · built 1994
Lot Size	0.418 acres (18,208 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jul 1998)
Tax Bill	$5,750 (2025)
Deeds & Mortgages	Sep 2020 Reverse Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-192-07-015`

Property Details

APN / Parcel Number

Primary APN	`39-192-07-015`
Alternative APNs	`300411859` `411859`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	2,857 sqft Living Area
Gross Area	5,387 sqft
1st Floor Area	2,857 sqft
Basement Area	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Architectural Style	Ranch
Construction Type	Frame
Lot Area	18,208 sqft (0.418 acres)
Garage Type	Attached
Garage Area	821 sqft
Porch	Slab
Porch Area	545 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300411859
Street Address	4529 FIG ST
City	GOLDEN
State	CO
Zip	80403-7222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SECTION 19 TOWNSHIP 03 RANGE 69 QTR NW SUBDIVISIONCD 568350 SUBDIVISIONNAME ORCHARD FLG NO 1 THE BLOCK LOT 0014 SIZE: 18194 TRACT VALUE: .418
Legal Range	69W
Legal Township	03S
Legal Section	19
Legal Subdivision	ORCHARD FLG NO 1 THE
Legal Lot Number	14
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1021
Census Tract	9852

Owner

4529 Fig St is owned and occupied by two individuals who acquired it in February 2012.

Source: Jefferson County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4529 FIG ST, GOLDEN, CO 80403-7222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Reverse Mortgage UNIVERSAL LENDING CORP
Aug 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Aug 8, 2017	Reverse Mortgage, Transfer · FHA Mortgage UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 1998 · Amount on File
Deed Sale	Jul 6, 1998 · Amount on File
Prior Sale	Feb 28, 1994 · Amount on File
Deed Document Number	1998644988
Last Transfer Date	Feb 13, 2012
Transfer Doc	0000016038
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	4529 FIG ST, GOLDEN, CO 80403-7222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110407
Date	Sep 3, 2020
Instrument	2020110407

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company
Address	DENVER, CO 80224

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	894 Months
Due	Mar 9, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.69%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	4529 FIG ST, GOLDEN, CO 80403-7222
Document Number	0000110408
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4529 FIG ST GOLDEN CO 804037222, GOLDEN, CO 80403-7222

Mortgage

Document Number	0000110408
Date	Sep 3, 2020
Instrument	110408

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Sep 2, 2095

August 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	JEFFERSON CO
Recording Date	Aug 8, 2017
Property Address	4529 FIG ST, GOLDEN, CO 80403-7222
Document Number	0000081623
Instrument Date	Aug 2, 2017
Instrument	81623
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4529 FIG ST GOLDEN CO 804037222, GOLDEN, CO 80403-7222

Mortgage

Document Number	81624
Date	Aug 8, 2017
Instrument	81624

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	936 Months
Due	Aug 7, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.35%

Mortgage

Document Number	81625,
Date	Aug 8, 2017
Instrument	81625

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	936 Months
Due	Aug 7, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.35%

Tax Assessment & Valuation

The 2025 property tax bill for 4529 Fig St was $5,750 with a senior citizen's exemption.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,750.00	$61,800 Land $16,686 Building $45,114	$988,795 Land $266,974 Building $721,821
2023	$5,206.00	$62,562 Land $16,536 Building $46,026	$988,751 Land $246,799 Building $741,952

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4529 Fig St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4529 Fig St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH TABLE MOUNTAIN WSD serves 10,000 people · EPA ID CO0130105
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, CenturyLink, Xfinity.

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