Polk County property record for 4529 Cozy Condor Ct, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,936 sqft · built 2024 |
| Lot Size | 0.233 acres (10,167 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Dec 2024) |
| Tax Bill | $4,636 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-26-289502-004860 |
| Primary APN | 24-29-26-289502-004860 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,936 sqft Living Area |
| Gross Area | 2,336 sqft |
| 1st Floor Area | 1,936 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,167 sqft (0.233 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 36 sqft |
| Street Address | 4529 COZY CONDOR CT |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-3027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIND MEADOWS SOUTH PHASE 2A PB 202 PGS 28-31 LOT 486 |
| Legal Subdivision | WIND MEADOWS SOUTH PHASE 2A |
| Legal Lot Number | 486 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 14803 |
4529 Cozy Condor Ct is owned and occupied by two individuals who bought it in December 2024.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4529 COZY CONDOR CT, BARTOW, FL 33830-3027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Dec 30, 2024 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on File |
| Deed Sale | Dec 30, 2024 · Amount on File |
| Deed Document Number | 2024293559 |
| Deed Book / Page | 13381 / 2191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 14, 2026 |
| Property Address | 4529 COZY CONDOR CT, BARTOW, FL 33830-3027 |
| Document Number | 0000115010 |
| Book / Page | 13997 / 1506 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026115010 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 4529 COZY CONDOR CT, BARTOW, FL 33830-3027 |
| Document Number | 0000115010, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 13997/1506 |
| Instrument | 2026115010 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Apr 1, 2066 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 30, 2024 |
| Property Address | 4529 COZY CONDOR CT, BARTOW, FL 33830-3027 |
| Document Number | 0000293559 |
| Book / Page | 13381 / 2191 |
| Map Reference | MB 202 PG 28 |
| Instrument Date | Dec 20, 2024 |
| Instrument | 2024293559 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4529 COZY CONDOR CT, BARTOW, FL 33830-3027 |
| Document Number | 0133812195 |
|---|---|
| Date | Dec 30, 2024 |
| Instrument | 13381/2195 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Number | 0000293561 |
|---|---|
| Date | Dec 30, 2024 |
| Book Page | 13381/2216 |
| Instrument | 2024293561 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2035 |
The 2025 property tax bill for 4529 Cozy Condor Ct was $4,636, up 23.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,642 (+0.43%) Land $70,000 Building $185,642 | $255,642 (+0.43%) Land $70,000 Building $185,642 | |
| 2025 | $4,636.00 (+23.33%) | $254,543 Land $70,000 Building $184,543 | $254,543 Land $70,000 Building $184,543 |
| 2024 | $3,759.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4529 Cozy Condor Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4529 Cozy Condor Ct is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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