Riverside County property record for 45286 Shaugnessy Dr, Indio, CA 92201
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.25 ba · 1,703 sqft · built 2002 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $305,000 (Jun 2018) |
| Tax Bill | $5,403 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Nov 2025 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 606-570-039 |
| Primary APN | 606-570-039 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,703 sqft Living Area |
| Gross Area | 2,370 sqft |
| 1st Floor Area | 1,703 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45286 SHAUGNESSY DR |
|---|---|
| City | INDIO |
| State | CA |
| Zip | 92201-0832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .16 ACRES M/L IN LOT 76 MB 318/091 TR 29781-3 |
| Legal Subdivision | TRACT O 29781 |
| Legal Tract | 29781-3 |
| Legal Lot Number | 76 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | COACHELLA VALLEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 45213 |
45286 Shaugnessy Dr is owner-occupied and held in a trust since July 2023.
Source: Riverside County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 45286 SHAUGNESSY DR, INDIO, CA 92201-0832 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Nov 19, 2025 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Jul 7, 2023 | Intrafamily Transfer, Transfer |
| Jan 21, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 29, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Jul 3, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Jun 28, 2018 | Grant Deed, Transfer · VA Mortgage AUGUSTA FINANCIAL INC |
| Mar 2, 2018 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2018 · Amount on File |
| Deed Sale | Jun 28, 2018 · Amount on File |
| Prior Sale | Mar 2, 2018 · Amount on File |
| Deed Document Number | 2018261884 |
| Last Transfer Date | Jul 6, 2023 |
| Transfer Doc | 0000198775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Oct 2, 2026 |
| Property Address | 45286 SHAUGNESSY DR, INDIO, CA 92201-0832 |
| Document Number | 0000308046 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 2026308046 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 45286 SHAUGNESSY DR, INDIO, CA 92201-0832 |
| Document Number | 0000308046, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 2026308046 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45286 SHAUGNESSY DR, INDIO, CA 92201-0832 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 45286 SHAUGNESSY DR, INDIO, CA 92201-0832 |
| Document Number | 0000361482 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025-0361482 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jul 7, 2023 |
| Property Address | 45286 SHAUGNESSY DR, INDIO, CA 92201-0832 |
| Document Number | 0000198775 |
| Map Reference | MB 318 PG 91-96 |
| Instrument Date | Jul 6, 2023 |
| Instrument | 2023-0198775 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 45286 SHAUGNESSY DR, INDIO, CA 92201-0832 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45286 SHAUGNESSY DR, INDIO, CA 92201-0832 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 45286 SHAUGNESSY DR, INDIO, CA 92201-0832 |
| Document Number | 0000041677 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 2021-0041677 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45286 SHAUGNESSY DR, INDIO, CA 92201-0832 |
| Document Number | 0000155595 |
| Instrument Date | Mar 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 45286 SHAUGNESSY DR INDIO CA 922010832, INDIO, CA 92201-0832 |
| Document Number | 0000155595 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 155595 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45286 SHAUGNESSY DR, INDIO, CA 92201-0832 |
| Document Number | 0000258291 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45286 SHAUGNESSY DR INDIO CA 922010832, INDIO, CA 92201-0832 |
| Document Number | 0000258291 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 258291 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jun 28, 2018 |
| Property Address | 45286 SHAUGNESSY DR, INDIO, CA 92201-0832 |
| Document Number | 0000261884 |
| Map Reference | MB 318 PG 91-96 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018-0261884 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45286 SHAUGNESSY DR, INDIO, CA 92201-0832 |
| Document Number | 0000261885 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 2018-0261885 |
| Name | AUGUSTA FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Mar 2, 2018 |
| Property Address | 45286 SHAUGNESSY DR, INDIO, CA 92201-0832 |
| Document Number | 0000080660 |
| Map Reference | MB 318 PG 91-96 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 2018-0080660 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | TICOR TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45286 SHAUGNESSY DR, INDIO, CA 92201-0832 |
| Document Number | 0000080661 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 2018-0080661 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 45286 Shaugnessy Dr was $5,403 with a homeowner's exemption, up 2.1% from the year before.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Indio City |
| Unified School District | Desert Sands Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,973 (+2%) Land $88,492 Building $265,481 | ||
| 2025 | $5,403.00 (+2.12%) Homeowner's exemption | $347,033 Land $86,757 Building $260,276 | |
| 2024 | $5,291.00 (+1.17%) | ||
| 2023 | $5,230.00 (+8.24%) Homeowner's exemption | $333,559 (+2%) Land $83,389 Building $250,170 | |
| 2022 | $4,832.00 Homeowner's exemption | $327,019 Land $81,754 Building $245,265 | |
| 2021 | $374,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45286 Shaugnessy Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45286 Shaugnessy Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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