Macomb County property record for 45282 Torch Lake Dr, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,735 sqft · built 2016 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $520,000 (Sep 2021) |
| Tax Bill | $8,389 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-33-330-025 |
| Primary APN | 20-08-33-330-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,735 sqft Living Area |
| 1st Floor Area | 1,373 sqft |
| Basement Area | 1,373 sqft |
| Unfinished Basement | 1,373 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45282 TORCH LAKE DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-4244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TWIN RIVER SUB NO. 1 LOT 70 LIBER : 157 PGS : 46-54 |
| Legal Subdivision | TWIN RIVER SUB |
| Legal Lot Number | 70 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 224201 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45282 TORCH LAKE DR, MACOMB, MI 48044-4244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 2, 2017 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | May 2, 2017 · Amount on Record |
| Deed Document Number | 20212239346 |
| Deed Book / Page | 28019 / 122 |
| Prior Transfer Date | Nov 19, 2014 |
| Prior Transfer Doc | 0000147474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Sep 17, 2021 |
| Property Address | 45282 TORCH LAKE DR, MACOMB, MI 48044-4244 |
| Document Number | 2102239346 |
| Book / Page | 28019 / 122 |
| Map Reference | LB 157 PG 46-54 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 202102239346 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45282 TORCH LAKE DR, 45282, MACOMB, MI 48044-4244 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45282 TORCH LAKE DR, MACOMB, MI 48044-4244 |
| Document Number | 2102238855 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 202102238855 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 2, 2017 |
| Property Address | 45282 TORCH LAKE DR, MACOMB, MI 48044-4244 |
| Document Number | 0000057050 |
| Book / Page | 024690 / 000701 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 57050 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | ATA NATIONAL TITLE, ATA NAT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $731.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19450 E 72ND ST N OWASSO OK 740558238, OWASSO, OK 74055-8238 |
| Document Number | 57051 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 024690/000702 |
| Instrument | 57051 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,700 (+20.35%) | $571,400 (+20.35%) | |
| 2025 | $8,389.00 (+19.91%) | ||
| 2023 | $237,400 | $474,800 | |
| 2022 | $6,996.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures