4528 Windcloud Ave, Sacramento, CA 95838 Property Records

Sacramento County property record for 4528 Windcloud Ave, Sacramento, CA 95838

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,590 sqft · built 1987
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$316,000 (Jul 2018)
Tax Bill$4,681 (2025)
Deeds & MortgagesJul 2018 Transfer
Jul 2018 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN237-0490-045-0000

Property Details

APN / Parcel Number

Primary APN237-0490-045-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,590 sqft Living Area
1st Floor Area1,590 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4528 WINDCLOUD AVE
CitySACRAMENTO
StateCA
Zip95838-2236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUNRISE NORTHWIND 01, LOT 45
Legal SubdivisionSUNRISE NORTHWIND 01
Legal Lot Number45
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group3
Census Block3001
Census Tract6704

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4528 WINDCLOUD AVE, SACRAMENTO, CA 95838-2236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2018Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE
Jul 13, 2018Grant Deed, Transfer · Conventional Mortgage
GATEWAY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2018 · Amount on Record
Deed SaleJul 13, 2018 · Amount on Record
Prior SaleMar 23, 2007 · Amount on Record
Deed Book / Page20180713 / 869
Prior Transfer DateJul 11, 2018
Prior Transfer Doc7130000000868
Record UpdatedSep 20, 2026

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateJul 13, 2018
Property Address4528 WINDCLOUD AVE, SACRAMENTO, CA 95838-2236
Document Number1807130868
Instrument DateJul 13, 2018
Instrument1807130868
Transaction TypeTransfer
Record UpdatedJul 20, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address797 7TH ST RIPON CA 953662500, RIPON, CA 95366-2500

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJul 13, 2018
Property Address4528 WINDCLOUD AVE, SACRAMENTO, CA 95838-2236
Document Number1807130869
Instrument DateJul 10, 2018
Instrument1807130869
Transaction TypeTransfer
Record UpdatedJul 20, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$347.60
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4528 WINDCLOUD AVE SACRAMENTO CA 958382236, SACRAMENTO, CA 95838-2236

Mortgage

Document Number1807130870
DateJul 13, 2018
Instrument1807130870
Lender
NameGATEWAY MTG
TypeMortgage Company
AddressJENKS, OK 74037-3448
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalitySacramento City
Secondary School DistrictTwin Rivers Unified School District (7-12) (07 - 12)
Elementary School DistrictRobla Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$359,547 (+2%) Land $73,955 Building $285,592
2025$4,681.00 (-19.74%)$352,498 (+4.04%) Land $72,505 Building $279,993
2024$5,832.00 (+25.31%)
2023$4,654.00 (+5.94%)$338,812 Land $69,691 Building $269,121
2022$4,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SACRAMENTO MAIN
state or territorial government · serves 527,979 people · EPA ID CA3410020
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
unWired Broadband
Fixed Wireless
400 / 50
Succeed.Net
Fixed Wireless
100 / 50
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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