4528 Valley Trace Dr, Indianapolis, IN 46237 Property Records

Marion County property record for 4528 Valley Trace Dr, Indianapolis, IN 46237

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,314 sqft · built 2002
Lot Size	0.307 acres (13,416 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,500 (May 2020)
Tax Bill	$3,832 (2023)
Deeds & Mortgages	Dec 2018 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`49-15-16-114-001.000-500`

Property Details

APN / Parcel Number

Primary APN	`49-15-16-114-001.000-500`
Alternative APN	`5040965`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,314 sqft Living Area
1st Floor Area	958 sqft
2nd Floor Area	1,356 sqft
Fireplaces	2 Fireplaces
Fireplace	Masonry

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Construction Type	Masonry / Concrete Block
Lot Area	13,416 sqft (0.307 acres)
Lot Dimensions	158 ft deep x 85 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5040965
Old Parcel Number	5040965
Street Address	4528 VALLEY TRACE DR
City	INDIANAPOLIS
State	IN
Zip	46237-8595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITAKER VALLEY SEC 7A L240
Legal Range	04
Legal Township	14
Legal Section	16
Legal Subdivision	WHITAKER VALLEY SEC 7A
Legal Lot Number	240
Jurisdiction	MARION IN
Township / Civil Division	PERRY
Census Block Group	4
Census Block	4012
Census Tract	380902

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4528 VALLEY TRACE DR, INDIANAPOLIS, IN 46237-8595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU
May 29, 2020	Warranty Deed, Construction Loan MTC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Nov 16, 2015 · Amount on Record
Deed Document Number	A202000053731
Record Updated	Jun 7, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4528 VALLEY TRACE DR, INDIANAPOLIS, IN 46237-8595
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128392
Date	Dec 21, 2018
Instrument	A201800128392

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Dec 14, 2031

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	May 29, 2020
Property Address	4528 VALLEY TRACE DR, INDIANAPOLIS, IN 46237-8595
Document Number	0000053731
Instrument Date	May 19, 2020
Instrument	53731
Transaction Type	Construction Loan
Record Updated	Dec 4, 2020
Title Company	MTC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4528 VALLEY TRACE DR INDIANAPOLIS IN 462378595, INDIANAPOLIS, IN 46237-8595

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Perry Township
Consolidated City	Indianapolis City
Unified School District	Perry Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,832.00 (+5.13%) Homeowner's exemption	$300,800 (+7.16%) Land $37,100 Building $263,700	$300,800 (+7.16%) Land $37,100 Building $263,700
2022	$3,645.00 (+29.35%) Homeowner's exemption	$280,700 Land $37,100 Building $243,600	$280,700 Land $37,100 Building $243,600
2021	$2,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Spectrum, Verizon.

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