4528 Union Rd, Buffalo, NY 14225 Property Records

Erie County and Cheektowaga Town property record for 4528 Union Rd, Buffalo, NY 14225

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,170 sqft · built 1950
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Oct 2022)
Tax Bill$5,478 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN030-0581000

Property Details

APN / Parcel Number

Primary APN030-0581000
Alternative APNs
  • 30890910800010007000
  • 143089 91.08-10-7

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area810 sqft
Upper Floors Area360 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions116 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number030-0581000
Street Address4528 UNION RD
CityBUFFALO
StateNY
Zip14225-1802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02R
Legal DescriptionMC 1672 SL 40
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block10
Legal Lot Number7.000
JurisdictionERIE NY
Township / Civil DivisionCHEEKTOWAGA
Census Block Group1
Census Block1003
Census Tract10103

Owner

4528 Union Rd is owned and occupied by an individual who bought it in October 2022.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4528 UNION RD, BUFFALO, NY 14225-1802
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2022 · Amount on File
Deed SaleOct 7, 2022 · Amount on File
Deed Document Number2022192128
Deed Book / Page11408 / 8384
Record UpdatedOct 29, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionERIE NY
Recording DateOct 7, 2022
Property Address4528 UNION RD, BUFFALO, NY 14225-1802
Document Number0114088384
Book / Page11408 / 8384
Instrument DateSep 23, 2022
Instrument2022192128
Transaction TypeTransfer
Record UpdatedFeb 16, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4528 UNION RD, CHEEKTOWAGA, NY 14225-1802

Transferred To (Grantee/Buyer)

NameVerified Name
Address4528 UNION RD, CHEEKTOWAGA, NY 14225-1802

Mortgage

Document Number0140705210
DateOct 7, 2022
Instrument14070/5210
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4528 Union Rd was $5,478, up 87.9% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCheektowaga Town
Unified School DistrictCheektowaga-Maryvale Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,478.00 (+87.92%)
2025$2,915.00 (-44.21%)$170,000 (-) Land $12,000 Building $158,000$226,667 (+6.67%) Land $16,000 Building $210,667
2024$5,225.00$170,000 (-) Land $12,000 Building $158,000$212,500 (+13.75%) Land $15,000 Building $197,500
2023$170,000 Land $12,000 Building $158,000$186,813 Land $13,187 Building $173,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4528 Union Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4528 Union Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Union Rd

Nearby Streets

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