St. Louis County property record for 4528 Tioga St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,178 sqft · built 1960 |
| Lot Size | 0.225 acres (9,808 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,414 (2026) |
| Deeds & Mortgages | Nov 2019 Line of Credit Nov 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2950-03040 |
| Primary APN | 010-2950-03040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,178 sqft Gross Area |
| 1st Floor Area | 1,178 sqft |
| Basement Area | 856 sqft |
| Finished Basement | 856 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 9,808 sqft (0.225 acres) |
| Garage Area | 264 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 40 sqft |
| Storage Building | 36 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1080489 |
|---|---|
| Street Address | 4528 TIOGA ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0007 BLOCK:022 SERIAL # |
| Legal Subdivision | LOEB S ADDITION TO LAKESIDE |
| Legal Block | 22 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 600 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4528 TIOGA ST, DULUTH, MN 55804-1522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2019 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| Nov 4, 2019 | Quit Claim Deed ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 25, 2019 |
| Transfer Doc | 0001016963 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4528 TIOGA ST, DULUTH, MN 55804-1522 |
| Document Number | 00T1018142 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4528 TIOGA ST DULUTH MN 558041522, DULUTH, MN 55804-1522 |
| Document Number | 00T1018142 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | T1018142 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 3, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 4, 2019 |
| Property Address | 4528 TIOGA ST, DULUTH, MN 55804-1522 |
| Document Number | 0001016963 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 1016963 |
| Record Updated | Nov 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4528 TIOGA ST DULUTH MN 558041522, DULUTH, MN 55804-1522 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,414.00 (+7.19%) Homeowner's exemption | ||
| 2025 | $4,118.00 (+1.08%) Homeowner's exemption | $335,800 (+6.27%) Land $55,600 Building $280,200 | $335,800 (+6.27%) Land $55,600 Building $280,200 |
| 2024 | $4,074.00 | $316,000 (+15.84%) Land $53,600 Building $262,400 | $316,000 (+15.84%) Land $53,600 Building $262,400 |
| 2022 | $272,800 Land $41,200 Building $231,600 | $272,800 Land $41,200 Building $231,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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