4528 Simpson St, Milton, FL 32583 Property Records

Santa Rosa County property record for 4528 Simpson St, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 640 sqft · built 1962
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Apr 2019)
Tax Bill	$110 (2024)
Deeds & Mortgages	Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-1N-28-0120-01600-0020`

Property Details

APN / Parcel Number

Primary APN	`15-1N-28-0120-01600-0020`
Alternative APN	`N281150120016000020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	640 sqft Living Area
Gross Area	700 sqft
1st Floor Area	640 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	125 ft deep x 85 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	60 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	4528 SIMPSON ST
City	MILTON
State	FL
Zip	32583-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	BAGDAD LOT 2 BLK 16 LESS SE 40 FT AS DES IN OR 3824 PG 1463
Legal Range	28W
Legal Township	1N
Legal Section	15
Legal Subdivision	BAGDAD & ADD/RESUB
Legal Block	16
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1025
Census Tract	10709

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bagdad Village Historic District listed 1987 · 144 contributing resources · NRIS 87001991

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4528 SIMPSON ST, MILTON, FL 32583-4118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	201917507
Deed Book / Page	3824 / 1463
Prior Transfer Date	Dec 14, 2000
Prior Transfer Doc	0025250001
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 30, 2019
Property Address	4528 SIMPSON ST, MILTON, FL 32583-4118
Document Number	0038241463
Book / Page	003824 / 001463
Instrument Date	Apr 30, 2019
Instrument	17507
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5186 HIGHWAY 90 PACE FL 325711574, PACE, FL 32571-1574

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,165 (+2.9%)	$44,737 (+4.5%) Land $21,972 Building $22,765
2024	$110.00 Homeowner's exemption	$22,512 (+3%)	$42,810 (+23.46%) Land $21,972 Building $20,838
2023	$110.00 Homeowner's exemption	$21,856 (+3%)	$34,674 (-0.58%) Land $15,380 Building $19,294
2022	$110.00 Homeowner's exemption	$21,219	$34,875 Land $15,380 Building $19,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20