4528 SE Chatham Ave, Stuart, FL 34997 Property Records

Martin County property record for 4528 SE Chatham Ave, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1964
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Feb 1995)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Sep 2022 Transfer Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-005-000-0086.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-005-000-0086.0-9-0000`
Alternative APNs	`52-38-41-005-000-00860-9` `41751`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
Gross Area	1,020 sqft
1st Floor Area	780 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Enclosed Concrete/Masonry Porch
Porch Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41751
Street Address	4528 SE CHATHAM AVE
City	STUART
State	FL
Zip	34997-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	CORAL GARDENS PLAT 1 LOTS 86 & 87
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	3
Legal Lot Number	86,87
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3009
Census Tract	1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4528 SE CHATHAM AVE, STUART, FL 34997-5835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 26, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 13, 2017	Quit Claim Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 1995 · Amount on Record
Deed Sale	Feb 28, 1995 · Amount on Record
Deed Book / Page	1111 / 185
Last Transfer Date	Sep 21, 2022
Transfer Doc	0033372200
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Sep 23, 2022
Property Address	4528 SE CHATHAM AVE, STUART, FL 34997-5835
Document Number	0033372200
Book / Page	3337 / 2200
Map Reference	MB 3 PG 21
Instrument Date	Sep 21, 2022
Instrument	2982224
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4528 SE CHATHAM AVE, 4528, STUART, FL 34997-5835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4547 SE BINNACLE WAY, STUART, FL 34997-1953

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 26, 2021
Property Address	4528 SE CHATHAM AVE, STUART, FL 34997-5835
Document Number	0031920823
Book / Page	003192 / 000823
Instrument Date	Jun 29, 2020
Instrument	2863873
Transaction Type	Transfer
Record Updated	Feb 26, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 SE CHATHAM AVE STUART FL 349975835, STUART, FL 34997-5835

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 13, 2017
Property Address	4528 SE CHATHAM AVE, STUART, FL 34997-5835
Document Number	0029062863
Book / Page	02906 / 2863
Map Reference	MB3 PG21
Instrument Date	Feb 4, 2017
Instrument	2619418
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	TITLE365

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4528 SE CHATHAM AVE, 4528, STUART, FL 34997-5835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 SE CHATHAM AVE, STUART, FL 34997-5835

Mortgage

Document Number	0002619419
Date	Feb 13, 2017
Instrument	2619419

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,288.00 (+1.87%) Homeowner's exemption	$145,985 (+5.71%)	$266,110 (+5.53%) Land $162,750 Building $103,360
2024	$2,246.00 (+4.76%)
2023	$2,144.00 (+9.56%) Additional exemption filed	$138,100 (+15.78%)	$252,170 (+21.48%) Land $157,500 Building $94,670
2022	$1,957.00 Homeowner's exemption	$119,275	$207,580 Land $126,000 Building $81,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, T-Mobile.

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