4528 Rea Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 4528 Rea Rd, Bernard, IA 52032

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,232 sqft · built 1961
Lot Size39 acres (1,698,840 sqft)
OwnerCompany Name on Record
Tax Bill$3,088 (2024)
Flood ZoneZone X (minimal risk)
APN20-09-300-001

Property Details

APN / Parcel Number

Primary APN20-09-300-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
Basement Area1,232 sqft
Finished Basement600 sqft

Exterior

Year BuiltBuilt 1961
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area1,698,840 sqft (39 acres)
Garage TypeDetached
Garage Area1,400 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Deck Area312 sqft
Patio Area312 sqft
Shed1 Shed
GranaryGranary

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address4528 REA RD
CityBERNARD
StateIA
Zip52032-9666
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeCO
Legal DescriptionNW SW - SEC 09 T87N R1E;
Legal Range01E
Legal Township87N
Legal Section09
JurisdictionDUBUQUE IA
Township / Civil DivisionPRAIRIE CREEK
Census Block Group3
Census Block3089
Census Tract10300

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4528 REA RD, BERNARD, IA 52032-9666
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$308,878 (+15.14%) Land $108,778 Building $200,100$308,878 (+15.14%) Land $108,778 Building $200,100
2024$3,088.00 (+8.96%)
2023$268,268 (+34.77%) Land $86,868 Building $181,400$268,268 (+34.77%) Land $86,868 Building $181,400
2022$2,834.00 Homeowner's exemption Additional exemption filed$199,050 Land $68,640 Building $130,410
2021$199,050 Land $68,640 Building $130,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimJul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bernard Telephone Company
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
100 / 20

Nearby Properties on Rea Rd

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