4528 Oxbow Dr, Sacramento, CA 95864 Property Records

Sacramento County property record for 4528 Oxbow Dr, Sacramento, CA 95864

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,296 sqft · built 1955
Lot Size0.23 acres (10,008 sqft)
OwnerCompany Name on File
Last Sale$155,000 (Dec 1999)
Tax Bill$815 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN282-0051-008-0000

Property Details

APN / Parcel Number

Primary APN282-0051-008-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialWood Shingle
Lot Area10,008 sqft (0.23 acres)
Garage Area378 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4528 OXBOW DR
CitySACRAMENTO
StateCA
Zip95864-0830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-4
Legal DescriptionGREENWOOD HEIGHTS, LOT 46
Legal SubdivisionGREENWOOD HEIGHTS
Legal Lot Number46
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1003
Census Tract5801

Owner

Source: Sacramento County records · APN 282-0051-008-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4528 OXBOW DR, SACRAMENTO, CA 95864-0830
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SCHOOLSFIRST FCU
Dec 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jan 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 1999 · Amount on Record
Deed SaleDec 10, 1999 · Amount on Record
Deed Book / Page991210 / 1635
Last Transfer DateApr 21, 2010
Transfer Doc0000001048
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4528 OXBOW DR, SACRAMENTO, CA 95864-0830
Transaction TypeMortgage
Record UpdatedSep 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4528 OXBOW DR, SACRAMENTO, CA 95864-0830

Mortgage

Document Number0000000845
DateSep 06, 2023
Instrument202309060845
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueSep 05, 2043

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4528 OXBOW DR, SACRAMENTO, CA 95864-0830
Transaction TypeMortgage
Record UpdatedDec 20, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4528 OXBOW DR, SACRAMENTO, CA 95864-0830

Mortgage

Document Number0000000611
DateDec 06, 2021
Instrument2021120600611
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4528 OXBOW DR, SACRAMENTO, CA 95864-0830
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001071
DateJan 24, 2017
Book Page20170124/1071
Lender
NameCITIBANK
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$242,969 (+2%) Land $101,889 Building $141,080
2025$815.00 (-21.26%)$238,206 (+4.04%) Land $99,892 Building $138,314
2024$1,035.00 (-61.85%)
2023$2,713.00 (+0.63%) Homeowner's exemption$228,958 Land $96,014 Building $132,944
2022$2,696.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims4 (1986–1997)
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Consolidated Communications
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet, Succeed.Net.

Based on FCC filings for 474 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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