4528 Onyx Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4528 Onyx Way, Carmichael, CA 95608 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 1960
Lot Size	0.259 acres (11,260 sqft)
Owner	Individual Name on File
Last Sale	$437,500 (Nov 2019)
Tax Bill	$5,792 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`245-0063-007-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0063-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,414 sqft Living Area
1st Floor Area	1,414 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	11,260 sqft (0.259 acres)
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Pool Area	31,950 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4528 ONYX WAY
City	CARMICHAEL
State	CA
Zip	95608-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARRETT HILLS 04, LOT 256
Legal Subdivision	BARRETT HILLS 04
Legal Lot Number	256
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1012
Census Tract	7906

Owner

Source: Sacramento County records · APN 245-0063-007-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	126 ANTONETTE AVE, SAN RAFAEL, CA 94901-5013
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 04, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 22, 2019	Grant Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Prior Sale	Apr 25, 2012 · Amount on Record
Deed Book / Page	20191122 / 1398
Last Transfer Date	Feb 03, 2021
Transfer Doc	5240000000893
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4528 ONYX WAY, CARMICHAEL, CA 95608-1828
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 ONYX WAY, CARMICHAEL, CA 95608-1828

Mortgage

Document Number	0000000308
Date	May 04, 2023
Instrument	202305040308

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Feb 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 24, 2021
Property Address	4528 ONYX WAY, CARMICHAEL, CA 95608-1828
Document Number	0000000893
Map Reference	MB 53 MAP 19
Instrument Date	Feb 03, 2021
Instrument	202105240893
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 ONYX WAY, CARMICHAEL, CA 95608-1828

Mortgage

Document Number	0000000894
Date	May 24, 2021
Instrument	202105240894

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 01, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 22, 2019
Property Address	4528 ONYX WAY, CARMICHAEL, CA 95608-1828
Document Number	1911221398
Instrument Date	Nov 20, 2019
Instrument	1911221398
Transaction Type	Transfer
Record Updated	Dec 05, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$481.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 ANTONETTE AVE SAN RAFAEL CA 949015013, SAN RAFAEL, CA 94901-5013

Mortgage

Document Number	1911221399
Date	Nov 22, 2019
Instrument	1911221399

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$488,032 (+2%) Land $122,703 Building $365,329
2025	$5,792.00 (+2.15%)	$478,464 (+4.04%) Land $120,298 Building $358,166
2024	$5,670.00 (+1.61%)
2023	$5,580.00 (+2.03%)	$459,887 Land $115,628 Building $344,259
2022	$5,469.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670079061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 507 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Succeed.Net, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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