St. Louis County property record for 4528 McCulloch St, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1907 |
| Square Footage | 1,652 sqft Gross Area |
| Lot Size | 7,004 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $264,900 (2020) |
| Tax Bill | $4,704.00 (2026) |
Source: St. Louis County records · APN 010-3010-02740
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4528 MCCULLOCH ST, DULUTH, MN 55804-2308 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK INC |
| Aug 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Sep 01, 2017 | Grant Deed, Construction Loan · Building or Construction Mortgage REPUBLIC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on Record |
| Deed Sale | Aug 17, 2020 · Amount on Record |
| Prior Sale | Sep 01, 2017 · Amount on Record |
| Deed Doc Number | 20201388032 |
| Prior Transfer Date | Jul 02, 2013 |
| Prior Transfer Doc | 00A1217662 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4528 MCCULLOCH ST, DULUTH, MN 55804-2308 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001352787 |
|---|---|
| Date | Apr 08, 2019 |
| Instrument | 1352787 |
| Name | REPUBLIC BANK INC |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 17, 2020 |
| Property Address | 4528 MCCULLOCH ST, DULUTH, MN 55804-2308 |
| Document Number | 00A1388032 |
| Instrument Date | Aug 12, 2020 |
| Instrument | A1388032 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $874.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4528 MCCULLOCH ST DULUTH MN 558042308, DULUTH, MN 55804-2308 |
| Document Number | A1388033 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | A1388033 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 01, 2017 |
| Property Address | 4528 MCCULLOCH ST, DULUTH, MN 55804-2308 |
| Document Number | 00A1316738 |
| Instrument Date | May 31, 2017 |
| Instrument | A1316738 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 24, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4528 MCCULLOCH ST DULUTH MN 558042308, DULUTH, MN 55804-2308 |
| Document Number | A1316739 |
|---|---|
| Date | Sep 01, 2017 |
| Instrument | A1316739 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 31, 2018 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,704.00 (+7.3%) Homeowner's exemption | ||
| 2025 | $4,384.00 (+1.62%) Homeowner's exemption | $355,400 (+6.41%) Land $47,900 Building $307,500 | $355,400 (+6.41%) Land $47,900 Building $307,500 |
| 2024 | $4,314.00 | $334,000 (+16.25%) Land $46,200 Building $287,800 | $334,000 (+16.25%) Land $46,200 Building $287,800 |
| 2022 | $287,300 Land $35,600 Building $251,700 | $287,300 Land $35,600 Building $251,700 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 010-3010-02740 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,652 sqft Gross Area |
| 1st Floor | 742 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Lot Area | 7,004 sqft (0.16 acres) |
| Garage Area | 819 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 195 sqft Deck |
| Porch Area | 155 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1094371 |
|---|---|
| Street Address | 4528 MCCULLOCH ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-2308 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT: 0007 BLOCK:044 SERIAL # |
| Legal Subdivision | LONDON ADDITION |
| Legal Block | 44 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 5 |
| Census Block | 5007 |
| Census Tract | 600 |
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