4528 Hwy FF, Half Way, MO 65663 Property Records

Polk County property record for 4528 Hwy FF, Half Way, MO 65663

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,700 sqft · built 1900
Lot Size40 acres (1,742,400 sqft)
Owner2 Individual Names on Record
Tax Bill$1,746 (2025)
Deeds & MortgagesMay 2026 Construction Loan
May 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-0002566-0003

Property Details

APN / Parcel Number

Primary APN01-0002566-0003
Alternative APN
  • 89-09-0.6-14-000-000-001.03

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,700 sqft Base Area
1st Floor Area2,700 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area1,742,400 sqft (40 acres)
Patio Area200 sqft

Location & Zoning

Account Number01-0002566-0003
Street Address4528 HIGHWAY FF
CityHALF WAY
StateMO
Zip65663-9219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS1/2 NE NE & N1/2 SE NE
Legal Range21W
Legal Township33N
Legal Section14
JurisdictionPOLK MO
Township / Civil DivisionSOUTH BENTON
Census Block Group1
Census Block1068
Census Tract960301

Owner

Source: Polk County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4528 HIGHWAY FF, HALF WAY, MO 65663-9219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Deed of Trust, Mortgage · Construction Mortgage
FCS FINANCIAL FLCA
May 1, 2026Deed of Trust, Mortgage · Line of Credit
FCS FINANCIAL FLCA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK MO
Recording DateMay 1, 2026
Property Address4528 HIGHWAY FF, HALF WAY, MO 65663-9219
Document Number0000001787
Book / Page2026 / 1787
Instrument DateMay 1, 2026
Instrument20261787
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4528 HIGHWAY FF, HALF WAY, MO 65663-9219

Mortgage

Document Number0000001787,
DateMay 1, 2026
Book Page2026/1787
Instrument20261787
Lender
NameFCS FINANCIAL FLCA
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 1, 2027
Interest
Rate6.46%
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK MO
Recording DateMay 1, 2026
Property Address4528 HIGHWAY FF, HALF WAY, MO 65663-9219
Document Number0000001786
Book / Page2026 / 1786
Instrument DateMay 1, 2026
Instrument20261786
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4528 HIGHWAY FF, HALF WAY, MO 65663-9219

Mortgage

Document Number0000001786,
DateMay 1, 2026
Book Page2026/1786
Instrument20261786
Lender
NameFCS FINANCIAL FLCA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term192 Months
DueMay 1, 2042
Interest
Rate6.46%
Max Rate-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyPolk County
Unified School DistrictHalfway R-III School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,746.00 (-1.19%)$34,750 (+4.92%)$201,193 (+6.86%)
2024$1,767.00
2023$33,120$188,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 95% of Missouri
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20
Windstream
Fixed Wireless
100 / 10
Total HighSpeed Internet Solutions
Fixed Wireless
30 / 10

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