4528 Deer Point Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 4528 Deer Point Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,091 sqft · built 2025
Lot Size	0.116 acres (5,068 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (Jul 2025)
Tax Bill	$7,034 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-4290-033-0000`

Property Details

APN / Parcel Number

Primary APN	`072-4290-033-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,091 sqft Living Area
1st Floor Area	818 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Roof Material	Other
Lot Area	5,068 sqft (0.116 acres)
Garage Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4528 DEER POINT CT
City	FOLSOM
State	CA
Zip	95630-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (P
Legal Subdivision	MANGINI RANCH PHASE 2VILLAGE 5 6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4011
Census Tract	8508

Owner

4528 Deer Point Ct is owned by two individuals who bought it in July 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3362 HADSELL CT, PLEASANTON, CA 94588-2943
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Jul 21, 2025	Grant Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Deed Book / Page	20250721 / 794
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 24, 2026
Property Address	4528 DEER POINT CT, FOLSOM, CA 95630-3718
Document Number	2026000545
Book / Page	20260424 / 545
Instrument Date	Apr 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	3362 HADSELL CT, PLEASANTON, CA 94588-2943

Mortgage

Document Number	2026000545,
Date	Apr 24, 2026
Book Page	20260424/545

Lender

Name	GOOGAIN INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

July 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 21, 2025
Property Address	4528 DEER POINT CT, FOLSOM, CA 95630-3718
Document Number	0000000794
Map Reference	MB 443 PG 5
Instrument Date	Jul 15, 2025
Instrument	202507210794
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3362 HADSELL CT, PLEASANTON, CA 94588-2943

Mortgage

Document Number	0000000795
Date	Jul 21, 2025
Instrument	202507210795

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4528 Deer Point Ct was $7,034, up 46.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$704,990 (+181.77%) Land $256,000 Building $448,990
2025	$7,034.00 (+46.82%)	$250,203 Land $250,203
2024	$4,791.00 (+15.86%)
2023	$4,135.00	$133,332 Land $133,332

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4528 Deer Point Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4528 Deer Point Ct is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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