4528 Cloverdale Loop, Hixson, TN 37343 Property Records

Hamilton County property record for 4528 Cloverdale Loop, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,448 sqft · built 1963
Lot Size	0.925 acres (40,320 sqft)
Owner	Individual Name on Record
Last Sale	$127,500 (Jan 2015)
Tax Bill	$1,379 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`109E M 016`

Property Details

APN / Parcel Number

Primary APN	`109E M 016`
Alternative APN	`0000034471`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,448 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	40,320 sqft (0.925 acres)
Lot Dimensions	320 ft deep x 126 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000034471
Street Address	4528 CLOVERDALE LOOP
City	HIXSON
State	TN
Zip	37343-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT LT 145 CLOVERDALE HILLS PB 20 PG 93
Legal Subdivision	CLOVERDALE HILLS
Legal Lot Number	145
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	10433

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4528 CLOVERDALE LOOP, HIXSON, TN 37343-4413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jul 1, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2015 · Amount on Record
Deed Sale	Jan 23, 2015 · Amount on Record
Prior Sale	Oct 15, 2012
Deed Document Number	2015012300081
Deed Book / Page	10386 / 057
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4528 CLOVERDALE LOOP, HIXSON, TN 37343-4413
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000131
Date	Apr 29, 2024
Book Page	13577/41
Instrument	2024042900131

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4528 CLOVERDALE LOOP, HIXSON, TN 37343-4413
Document Number	0709000014
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 CLOVERDALE LOOP HIXSON TN 373434413, HIXSON, TN 37343-4413

Mortgage

Document Number	0709000014
Date	Jul 9, 2020
Book Page	012066/000706
Instrument	200709000014

Lender

Name	TRUIST BK
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,379.00 (+70.46%)	$91,000 (+151.55%)	$364,000 (+151.55%) Land $75,000 Building $289,000
2024	$809.00	$36,175 (-)	$144,700 (-) Land $40,000 Building $104,700
2023	$809.00	$36,175 (-)	$144,700 (-) Land $40,000 Building $104,700
2022	$809.00	$36,175	$144,700 Land $40,000 Building $104,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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