4528 Cheval Blvd, Lutz, FL 33558 Property Records

Hillsborough County property record for 4528 Cheval Blvd, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,219 sqft · built 1997
Lot Size	1.37 acres (59,860 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Apr 2010)
Tax Bill	$12,969 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012984-2206`

Property Details

APN / Parcel Number

Primary APN	`012984-2206`
Alternative APN	`U0827180IJ000000000030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,219 sqft Living Area
Gross Area	5,525 sqft
1st Floor Area	4,219 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2011
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	59,860 sqft
Lot Dimensions	225 ft deep x 185 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	480 sqft
Porch	Open Porch
Porch Area	516 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0129842206
Street Address	4528 CHEVAL BLVD
City	LUTZ
State	FL
Zip	33558-5331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	CHEVAL BOULEVARD ESTATE LOTS EAST LOT 3
Legal Range	18E
Legal Township	27S
Legal Section	08
Legal Subdivision	CHEVAL BOULEVARD ESTATE LOTS EAST
Legal Tract	IJ
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	1
Census Block	1018
Census Tract	11522

Owner

4528 Cheval Blvd is owned and occupied by two individuals who bought it in April 2010.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4528 CHEVAL BLVD, LUTZ, FL 33558-5331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2010 · Amount on File
Deed Sale	Apr 12, 2010 · Amount on File
Prior Sale	Jan 28, 2003 · Amount on File
Deed Document Number	2010119721
Deed Book / Page	19811 / 1597
Transfer Doc	1110000644
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4528 CHEVAL BLVD, LUTZ, FL 33558-5331
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000443506
Date	Nov 1, 2018
Book Page	26178/1054
Instrument	2018443506

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4528 CHEVAL BLVD, LUTZ, FL 33558-5331
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 CHEVAL BLVD, LUTZ, FL 33558-5331

Mortgage

Document Number	0000470067
Date	Sep 17, 2021
Instrument	2021470067

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4528 Cheval Blvd was $12,969 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$740,413 (+2.7%)	$1,127,094 (+2.66%) Land $484,897 Building $642,197
2025	$12,969.00 Homeowner's exemption	$720,947	$1,097,872 Land $436,446 Building $661,426
2023	$12,126.00 (+3.11%) Homeowner's exemption	$684,107 (+3%)	$1,084,773 (+13.98%) Land $387,994 Building $696,779
2022	$11,760.00 Homeowner's exemption	$664,182	$951,732 Land $291,091 Building $660,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4528 Cheval Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	11 (1993–2017)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4528 Cheval Blvd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Cheval Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures