45277 Stark Dr, Piney Point, MD 20674 Property Records

St. Mary's County property record for 45277 Stark Dr, Piney Point, MD 20674

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,668 sqft · built 2025
Lot Size	0.399 acres (17,360 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Aug 2022)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Aug 2022 Sale May 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`02-014165`

Property Details

APN / Parcel Number

Primary APN	`02-014165`
Alternative APNs	`2014165` `014165`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	4,668 sqft Total Area
1st Floor Area	1,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,360 sqft (0.399 acres)
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	014165
Street Address	45277 STARK DR
City	PINEY POINT
State	MD
Zip	20674-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 17 PLAT 18/394 COURT SUBD
Legal Subdivision	COURT SUB
Legal Lot Number	17
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	3
Census Block	3015
Census Tract	876101

Owner

45277 Stark Dr is owned by two individuals who bought it in August 2022.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3812 N WOODROW ST, ARLINGTON, VA 22207-4345
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed, Transfer NOT AVAILABLE, TRI COUNTY ABSTRACT INC
May 11, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	May 11, 2020 · Amount on File
Deed Book / Page	6199 / 316
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Aug 9, 2022
Property Address	45277 STARK DR, PINEY POINT, MD 20674-3039
Document Number	0061990316
Book / Page	6199 / 316
Map Reference	LB 18 FO 394
Instrument Date	Aug 3, 2022
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	NOT AVAILABLE, TRI COUNTY ABSTRACT INC

Transaction

Amount	Amount on Record
Tax	$4,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3812 N WOODROW ST, ARLINGTON, VA 22207-4345

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	May 11, 2020
Property Address	45277 STARK DR, PINEY POINT, MD 20674-3039
Document Number	0053360424
Book / Page	005336 / 000424
Instrument Date	May 5, 2020
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	45277 STARK DR PINEY POINT MD 206743039, PINEY POINT, MD 20674-3039

Tax Assessment & Valuation

The 2025 property tax bill for 45277 Stark Dr was $2,734.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$932,167	$970,700 Land $331,500 Building $639,200
2025	$2,734.00
2023	$3,241.00	$297,233	$321,500 Land $230,200 Building $91,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45277 Stark Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 221 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	227 units insured incl. 6 condo units
Nearby Flood Claims	16 (2003–2022)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45277 Stark Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINEY POINT serves 672 people · EPA ID MD0180034
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

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