Riverside County property record for 45272 Esmerado Ct, Temecula, CA 92592 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1986 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $585,000 (Aug 2023) |
| Tax Bill | $7,163 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 918-302-014 |
| Primary APN | 918-302-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,657 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 397 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 918302014 |
|---|---|
| Street Address | 45272 ESMERADO CT |
| City | TEMECULA |
| State | CA |
| Zip | 92592-6068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .14 ACRES IN LOT 55 MB 154/007 TR 19872-1 |
| Legal Tract | 19872-1 |
| Legal Lot Number | 55 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 43254 |
Source: Riverside County records · APN 918-302-014
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45272 ESMERADO CT, TEMECULA, CA 92592-6068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Aug 11, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 12, 2020 | Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Aug 07, 2019 | Intrafamily Transfer, Transfer · VA Mortgage LAND HOME FINANCIAL SERVICES |
| Nov 02, 2018 | Grant Deed, Transfer · VA Mortgage AKT AMERICAN CAP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on Record |
| Deed Sale | Aug 11, 2023 · Amount on Record |
| Prior Sale | Jun 12, 2020 · Amount on Record |
| Deed Document Number | 2023-0235820 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45272 ESMERADO CT, TEMECULA, CA 92592-6068 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 45272 ESMERADO CT, TEMECULA, CA 92592-6068 |
| Document Number | 0000374473 |
|---|---|
| Date | Dec 02, 2025 |
| Instrument | 2025-0374473 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 11, 2023 |
| Property Address | 45272 ESMERADO CT, TEMECULA, CA 92592-6068 |
| Document Number | 0000235820 |
| Map Reference | MB 154 PG 7-12 |
| Instrument Date | Aug 08, 2023 |
| Instrument | 2023-0235820 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45272 ESMERADO CT, TEMECULA, CA 92592-6068 |
| Document Number | 0000235821 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 2023-0235821 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jun 12, 2020 |
| Property Address | 45272 ESMERADO CT, TEMECULA, CA 92592-6068 |
| Document Number | 0000252903 |
| Map Reference | MB 154 PG 7-12 |
| Instrument Date | May 20, 2020 |
| Instrument | 2020-0252903 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45272 ESMERADO CT, TEMECULA, CA 92592-6068 |
| Document Number | 0000252905 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 2020-0252905 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 07, 2019 |
| Property Address | 45272 ESMERADO CT, TEMECULA, CA 92592-6068 |
| Document Number | 0000297971 |
| Map Reference | MB 154 PG 7-12 |
| Instrument Date | Aug 01, 2019 |
| Instrument | 2019-0297971 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45272 ESMERADO CT, TEMECULA, CA 92592-6068 |
| Document Number | 0000297972 |
|---|---|
| Date | Aug 07, 2019 |
| Instrument | 2019-0297972 |
| Name | LAND HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 02, 2018 |
| Property Address | 45272 ESMERADO CT, TEMECULA, CA 92592-6068 |
| Document Number | 0000433926 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 433926 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2018 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE CO/CA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45272 ESMERADO CT TEMECULA CA 925926068, TEMECULA, CA 92592-6068 |
| Document Number | 433927 |
|---|---|
| Date | Nov 02, 2018 |
| Instrument | 433927 |
| Name | AKT AMERICAN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | EL SEGUNDO, CA 90245 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,163.00 (+32.87%) | $596,700 (+36.78%) Land $179,010 Building $417,690 |
| 2023 | $5,391.00 (+2.32%) | $436,236 (+2%) Land $115,628 Building $320,608 |
| 2022 | $5,269.00 | $427,683 Land $113,361 Building $314,322 |
Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060650432543, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | High above 85% of the US · above 64% of California |
|---|---|
| Wildfire Likelihood | About 1 in 132 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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