4527 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 4527 Torrence Ave, Hammond, IN 46327

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 940 sqft · built 1927
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on Record
Tax Bill	$1,539 (2024)
Deeds & Mortgages	Sep 2017 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-34-0115-0013`

Property Details

APN / Parcel Number

Primary APN	`007-26-34-0115-0013`
Alternative APNs	`45-02-25-428-007.000-023` `263401150013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	940 sqft Living Area
Basement Area	940 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	136 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-34-0115-0013
Old Parcel Number	263401150013
Street Address	4527 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46327-1667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOFFMAN'S 3RD ADD. BL.10 LOTS 11,12 & 13
Legal Subdivision	HOFFMANS ADD 03
Legal Block	10
Legal Lot Number	11-13 12
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4007
Census Tract	20400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4527 TORRENCE AVE, HAMMOND, IN 46327-1667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK
Dec 18, 2019	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2019
Deed Sale	Dec 18, 2019
Deed Document Number	2019 087312
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4527 TORRENCE AVE, HAMMOND, IN 46327-1667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064132
Date	Sep 21, 2017
Instrument	2017 064132

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Sep 19, 2021

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 18, 2019
Property Address	4527 TORRENCE AVE, HAMMOND, IN 46327-1667
Document Number	0000087312
Map Reference	MB 1 PG 99
Instrument Date	Dec 13, 2019
Instrument	2019 087312
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4527 TORRENCE AVE, HAMMOND, IN 46327-1667

Mortgage

Document Number	0000087313
Date	Dec 18, 2019
Instrument	2019 087313

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,500 (+36%) Land $33,500 Building $121,000	$154,500 (+36%) Land $33,500 Building $121,000
2024	$1,539.00 (+16.59%)
2023		$113,600 (+5.48%) Land $33,400 Building $80,200	$113,600 (+5.48%) Land $33,400 Building $80,200
2022	$1,320.00 Homeowner's exemption	$107,700 Land $33,400 Building $74,300	$107,700 Land $33,400 Building $74,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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