San Diego County property record for 4527 Royal Oak Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 972 sqft · built 1980 |
| Lot Size | 0.92 acres (4,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Feb 2023) |
| Tax Bill | $5,279 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Apr 2021 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-424-38-00 |
| Primary APN | 161-424-38-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 972 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 4,001 sqft (0.92 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 4527 ROYAL OAK DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 905 TR 009194 |
| Legal Subdivision | PEACOCK HILLS |
| Legal Tract | 009194 |
| Legal Block | 2 |
| Legal Lot Number | 905 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 19305 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4527 ROYAL OAK DR, OCEANSIDE, CA 92056-2933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2023 | Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 21, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Nov 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 4, 2017 | Loan Modification, Mortgage · FHA Mortgage HOME PT FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2023 · Amount on Record |
| Deed Sale | Feb 9, 2023 · Amount on Record |
| Deed Document Number | 202333708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 9, 2023 |
| Property Address | 4527 ROYAL OAK DR, OCEANSIDE, CA 92056-2933 |
| Document Number | 0000033708 |
| Map Reference | MAP 9194 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 2023-0033708 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4527 ROYAL OAK DR, OCEANSIDE, CA 92056-2933 |
| Document Number | 0000033709 |
|---|---|
| Date | Feb 9, 2023 |
| Instrument | 2023-0033709 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4527 ROYAL OAK DR, OCEANSIDE, CA 92056-2933 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | TIMIOS TITLE INC, TIMIOS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4527 ROYAL OAK DR, OCEANSIDE, CA 92056-2933 |
| Document Number | 0000306910 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021-0306910 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 923 Months |
| Due | Mar 12, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.22% |
| Type Change Date | Jun 1, 2021 |
| Change Frequency | Monthly |
| Max Rate At Change | 7.22% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4527 ROYAL OAK DR, OCEANSIDE, CA 92056-2933 |
| Document Number | 0000571782 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4527 ROYAL OAK DR OCEANSIDE CA 920562933, OCEANSIDE, CA 92056-2933 |
| Document Number | 0000571782 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 571782 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 7, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4527 ROYAL OAK DR, OCEANSIDE, CA 92056-2933 |
| Document Number | 0000007167 |
| Instrument Date | Oct 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4527 ROYAL OAK DR OCEANSIDE CA 920562933, OCEANSIDE, CA 92056-2933 |
| Document Number | 0000007167 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 7167 |
| Name | HOME PT FIN'L |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $477,540 (+2%) Land $175,067 Building $302,473 | |
| 2025 | $5,279.00 (+357.45%) Homeowner's exemption | $468,178 (+335.19%) Land $171,635 Building $296,543 |
| 2023 | $1,154.00 (+0.44%) Homeowner's exemption | $107,580 Land $39,439 Building $68,141 |
| 2022 | $1,149.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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