4527 Jay St, Duluth, MN 55804 Property Records

St. Louis County property record for 4527 Jay St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 714 sqft · built 1922
Lot Size	0.16 acres (7,003 sqft)
Owner	Individual Name on File
Last Sale	$89,900 (Nov 2019)
Tax Bill	$1,738 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3030-04470`

Property Details

APN / Parcel Number

Primary APN	`010-3030-04470`
Alternative APN	`1080578`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	714 sqft Gross Area
1st Floor Area	714 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Lot Area	7,003 sqft (0.16 acres)
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1080578
Street Address	4527 JAY ST
City	DULUTH
State	MN
Zip	55804-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0010 BLOCK:099 SERIAL #
Legal Subdivision	LONDON ADDITION
Legal Block	99
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2002
Census Tract	600

Owner

Source: St. Louis County records · APN 010-3030-04470

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4527 JAY ST, DULUTH, MN 55804-1550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2019 · Amount on Record
Deed Sale	Nov 07, 2019 · Amount on Record
Prior Sale	Jun 08, 2005 · Amount on Record
Deed Document Number	20191367093
Prior Transfer Date	Sep 08, 2015
Prior Transfer Doc	00A1269948
Record Updated	Sep 20, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 07, 2019
Property Address	4527 JAY ST, DULUTH, MN 55804-1550
Document Number	00A1367093
Instrument Date	Nov 01, 2019
Instrument	A1367093
Transaction Type	Transfer
Record Updated	Feb 04, 2020
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4527 JAY ST DULUTH MN 558041550, DULUTH, MN 55804-1550

Mortgage

Document Number	A1367094
Date	Nov 07, 2019
Instrument	A1367094

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 06, 2049

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,738.00 (+7.02%) Homeowner's exemption
2025	$1,624.00 (+14.85%) Homeowner's exemption	$155,500 (+5.93%) Land $47,900 Building $107,600	$155,500 (+5.93%) Land $47,900 Building $107,600
2024	$1,414.00	$146,800 (+30.72%) Land $46,200 Building $100,600	$146,800 (+30.72%) Land $46,200 Building $100,600
2022		$112,300 Land $35,600 Building $76,700	$112,300 Land $35,600 Building $76,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.