4527 E Shore Rd, Saint Charles, ID 83272 Property Records

Bear Lake County property record for 4527 E Shore Rd, Saint Charles, ID 83272

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,188 sqft · built 1984
Lot Size	4.3 acres (187,308 sqft)
Owner	Trust Name on Record
Last Sale	$2,184,400 (Dec 2021)
Tax Bill	$6,803 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2020 Mortgage + 1 more
APN	`RP16S44E128750`

Property Details

APN / Parcel Number

Primary APN	`RP16S44E128750`
Alternative APN	`05994.01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,188 sqft Finished Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Concrete
Lot Area	187,308 sqft (4.3 acres)
Garage Type	Detached
Garage Area	2,304 sqft

Location & Zoning

Account Number	05994.01
Street Address	4527 E SHORE RD
City	SAINT CHARLES
State	ID
Zip	83272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 4.30 T-6313 FR. LOT 4 SEC. 12-16-44 4.3 ACRES
Legal Range	44
Legal Township	16
Legal Section	12
Legal Subdivision	BEAR LAKE
Legal Lot Number	4
Jurisdiction	BEAR LAKE ID
Township / Civil Division	MONTPELIER
Census Block Group	4
Census Block	4230
Census Tract	950100

Owner

Source: Bear Lake County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	7315 S CALADORA CV, MIDVALE, UT 84047-4919
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ZB NA
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage ZB NA
Aug 24, 2018	Warranty Deed, Transfer · Conventional Mortgage GRAYSTONE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	2021237262
Prior Transfer Date	Jul 1, 2014
Prior Transfer Doc	217630
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAR LAKE ID
Recording Date	Dec 8, 2021
Property Address	4527 E SHORE RD, SAINT CHARLES, ID 83272
Document Number	0000237262
Instrument Date	Dec 6, 2021
Instrument	237262
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMER TTL MONTPELIER

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7315 S CALADORA CV, COTTONWOOD HEIGHTS, UT 84047-4919
Investor	Possibly a Property Investor

Mortgage

Document Number	0000237263
Date	Dec 8, 2021
Instrument	237263

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	7.25%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAR LAKE ID
Recording Date	Aug 31, 2020
Property Address	4527 E SHORE RD, SAINT CHARLES, ID 83272
Document Number	232526
Instrument Date	Aug 24, 2020
Instrument	232526
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7315 S CALADORA CV, COTTONWD HTS, UT 84047-4919

Mortgage

Document Number	232527
Date	Aug 31, 2020
Instrument	232527

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAR LAKE ID
Recording Date	Aug 24, 2018
Property Address	4527 E SHORE RD, SAINT CHARLES, ID 83272
Document Number	227606
Instrument Date	Aug 22, 2018
Instrument	227606
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	FIRST AMERICAN TITLE MONTPEL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7315 S CALADORA CV, MIDVALE, UT 84047-4919
Investor	Possibly a Property Investor

Mortgage

Document Number	227607
Date	Aug 24, 2018
Instrument	227607

Lender

Name	GRAYSTONE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Bear Lake County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bear Lake County
Unified School District	Bear Lake County School District 33 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,328,220 (-0.01%) Land $1,713,600 Building $614,620	$2,328,220 (-0.01%) Land $1,713,600 Building $614,620
2025	$6,803.00 (+31.18%)	$2,328,480 (+36.11%) Land $1,713,600 Building $614,880	$2,328,480 (+36.11%) Land $1,713,600 Building $614,880
2023	$5,186.00 (-14.17%)	$1,710,700 Land $1,044,580 Building $666,120	$1,710,700 Land $1,044,580 Building $666,120
2022	$6,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 83% of Idaho
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Direct Communications Rockland Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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