45269 Gable Sq, Sterling, VA 20164 Property Records

Loudoun County property record for 45269 Gable Sq, Sterling, VA 20164

Property Summary

Property TypeTownhouse
Details3 bd · 3.5 ba · 1,460 sqft · built 1995
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Aug 2021)
Tax Bill$3,595 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN032-25-1274-000

Property Details

APN / Parcel Number

Primary APN032-25-1274-000
Alternative APN
  • 80 A 5 51

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,460 sqft Living Area
1st Floor Area560 sqft
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)
Deck AreaDeck Area
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45269 GABLE SQ
CitySTERLING
StateVA
Zip20164-5346
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR16
Legal DescriptionOLD STERLING GABLE SEC.2 LOT 51 200511140129254
Legal SubdivisionSTERLING
Legal Block2
Legal Lot Number51
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2014
Census Tract611601

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45269 GABLE SQ, STERLING, VA 20164-5346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Warranty Deed, Transfer · Conventional Mortgage
MCLEAN MORTGAGE CORPORATION
Feb 19, 2020Deed of Trust, Mortgage · Conventional with PMI
FIRST SVGS MTG
May 18, 2018Warranty Deed, Transfer · Conventional with PMI
PRESIDENTIAL BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2021 · Amount on Record
Deed SaleAug 17, 2021 · Amount on Record
Prior SaleMay 18, 2018 · Amount on Record
Deed Document Number202187327
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateAug 17, 2021
Property Address45269 GABLE SQ, STERLING, VA 20164-5346
Document Number202108170087327
Instrument DateAug 16, 2021
Instrument202108170087327
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45269 GABLE SQ, STERLING, VA 20164-5346

Mortgage

Document Number202108170087328
DateAug 17, 2021
Instrument202108170087328
Lender
NameMCLEAN MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45269 GABLE SQ, STERLING, VA 20164-5346
Document Number20200224012135
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedMar 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45269 GABLE SQ STERLING VA 201645346, STERLING, VA 20164-5346

Mortgage

Document Number20200224012135
DateFeb 24, 2020
Instrument12135
Lender
NameFIRST SVGS MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 23, 2050
Interest
Rate TypeFixed Rate

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateMay 18, 2018
Property Address45269 GABLE SQ, STERLING, VA 20164-5346
Document Number20180518028049
Instrument DateMay 18, 2018
Instrument28049
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45269 GABLE SQ STERLING VA 201645346, STERLING, VA 20164-5346

Mortgage

Document Number20180518028050
DateMay 18, 2018
Instrument28050
Lender
NamePRESIDENTIAL BK
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,595.00 (-2.44%)$446,640 (+6.05%) Land $165,000 Building $281,640$446,640 (+6.05%) Land $165,000 Building $281,640
2023$3,685.00$421,170 Land $160,000 Building $261,170$421,170 Land $160,000 Building $261,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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